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Online Learning

Financial education on your schedule.

Learn at your own pace.

Build your financial knowledge with free online lessons from Michigan First. Explore topics such as saving, budgeting, credit, debt and homeownership - then choose the lessons that support your goals.

Start with an individual topic or create a personalized learning playlist to find a path built around what matters to you.

Create a learning path just for you

Not sure which lesson to choose first? Answer a few questions about your financial interests and goals to create a personalized playlist.

Your playlist provides a focused collection of lessons selected around the topics that matter most to you - from building savings or managing debt to understanding credit and preparing for homeownership.

How online learning works
Step 1

Choose Where to Begin

Select an individual lesson or create a personalized playlist based on your interests and goals.

Step 2

Learn on Your Schedule

Complete lessons when it is convenient for you. You can focus on one question or explore several related topics.

Step 3

Apply What You Learn

Use related articles, calculators and educational resources to explore how the information may apply to your financial decisions.

Explore online learning topics

Already know what you want to learn? Browse the available lessons by topic and begin wherever it makes sense for you.

Learn how to plan your spending, develop healthier financial habits and save for both everyday needs and future goals.

Saving

  • Savings Accounts
  • Building Emergency Savings
  • How to Save for an Emergency During an Emergency
  • Building My Emergency Savings Pathway
  • Preparing for Retirement

Budgeting

  • Creating a Budget Pathway
  • Budgeting for Families
  • Teaching Kids to Budget
  • Healthy Financial Habits
  • Starting My Business Pathway
  • Building Financial Capability
  • Building Financial Resilience

Put what you learn into practice

Use Michigan First’s calculators to estimate how much you may need to save, develop a monthly budget or prepare for retirement.

Related resources:

Learn how to understand what you owe, evaluate repayment strategies and make a plan for reducing debt over time.

Available lessons:

  • Debt Management
  • Debt Consolidation
  • Obtaining Debt Relief for Medical Debt
  • Lowering My Debt Pathway

Put what you learn into practice

Compare your current balances and payments with potential repayment or consolidation strategies. A calculator can help you estimate the financial effect, but it cannot determine whether a particular option is right for you.

Related resources:

Learn what affects your credit score, how to review your credit information and how to use credit responsibly.

Available lessons:

  • Credit Scores and Reports
  • Build Better Credit
  • Credit Cards
  • Why You Should Pay More Than the Minimum on Your Credit Card

Continue learning about credit

For a more detailed discussion, explore Michigan First’s expert-led credit seminars. The on-demand seminar library covers credit scores, credit capacity, repayment strategies and other factors that can affect your credit.

Related resources:

Explore the financial considerations involved in buying a home, from determining whether you are ready to understanding mortgages and refinancing.

Available lessons:

  • Preparing for Homeownership Pathway
  • Considering Homeownership
  • Buying a Home
  • Mortgages
  • Should I Refinance My Mortgage?

Take the next step

Use homebuying calculators to explore affordability and estimated payments, or attend a Michigan First Mortgage Seminar for more detailed guidance from mortgage professionals.

Related resources:

More ways to build your financial knowledge

Online lessons are only one way to learn. Explore additional Michigan First resources when you want a practical tool, a deeper explanation or support from another person.

Read MoneyWise

Find helpful articles about saving, budgeting, credit, borrowing, fraud prevention, homeownership and other financial topics.

Explore MoneyWise
Explore MoneyWise

Try a Financial Calculator

Estimate a payment, build a budget, set a savings target or explore the numbers behind an upcoming financial decision.

View Financial Calculators
View Financial Calculators

Learn From Michigan First Professionals

Watch an on-demand financial education seminar or explore upcoming opportunities to learn about credit and other financial topics.

View Financial Education Seminars
View Financial Education Seminars

Talk Through Your Goals

Meet one-on-one with a Michigan First Financial Guide to review your current finances, discuss your priorities and identify potential next steps.

Explore Financial Exploration
Explore Financial Exploration
Start with what matters to you

You do not have to master every financial topic at once. Start with one question, one lesson or one goal - and continue building your knowledge from there.

Frequently asked questions

View All FAQs

Yes. Michigan First offers financial education through one-on-one Financial Exploration sessions, online learning, seminars, articles, and financial calculators. Topics include budgeting, credit, saving, homeownership, and planning for future goals. Available programs and eligibility may vary.

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