Michigan First Credit Union
Bank
Savings Accounts
Earn 10.00% APY on your savings

Grab our very best rate yet on SavingsPlus balances up to $5,000
Borrow
Lending
Unexpected expense? Meet MinuteMoney.

Get emergency cash with no credit check required.
Business
Credit Cards
More purchasing power for your business

Manage expenses with competitive rates and no annual fee.
Mortgage
Down Payment Assistance
Your down payment may be closer than you think

Explore assistance programs that can make buying a home more affordable.
Protect
Insure
Michigan First Insurance Agency makes insurance shopping easy

Let our agents compare quotes from 40+ carriers for you.
Learn
Education
Stay on step ahead of fraud

Explore tools and tips to help keep your information secure.
About
About Us
A century of putting people first

Explore the people, milestones and mission behind Michigan First.

Budget Calculator

Build a budget based on your monthly income and spending.

Understand your budget and where your money goes.

A monthly budget can help you understand how much money is coming in, where it is going and what may be available for saving or other financial goals.

Enter your income and expenses to compare what you earn with what you spend. Your results can help you identify patterns, evaluate your priorities and explore where adjustments may be possible.