Use mortgage calculators to estimate affordability, monthly payments, refinancing scenarios and other potential costs.
What you can learn
Michigan First’s mortgage video library is designed to make complicated topics easier to understand. Depending on the videos you select, you can learn more about:
How mortgage preapproval works
- What lenders consider when reviewing an application
- How down payments and closing costs differ
- What happens between application and closing
- Which mortgage programs may be available
- How credit and debt can affect mortgage readiness
- What current homeowners should consider before refinancing or moving
- How market conditions can affect buyers and sellers
Buying and Selling in Today's Market
Whether you're a first-time or experienced homebuyer, or even if you’re looking to sell your home, a changing market can make it challenging.
What is a Home Warranty?
Our experts provided an in-depth overview of home warranties discussing what a home warranty is, what it covers and what it doesn't, and how it differs from homeowners insurance.
Mortgage 101
Tune in to our discussion featuring a panel of homebuying experts as they skillfully unravel the fundamental aspects of mortgages, providing you with valuable insights to navigate this important journey.
Renting vs. Buying
Is it smarter to rent or buy? Join our panel as they break down the differences between renting and buying a home in simple terms, helping you make a clearer decision about what's right for you.
Closing Costs and What to Expect
Let’s break down closing costs and some of the terminology used in the Mortgage industry.
Importance of Homeowners Insurance
Determine the amount of coverage you need and what makes up that cost.
Budgeting to Purchase a Home
Purchasing a home is a significant life investment. It's crucial to understand how to budget for upfront costs, unforeseen expenses, and necessary projects associated with this major decision before reaching the closing stage.
Getting Your Credit in Shape for Homebuying
Learn these critical credit steps to put yourself in a position for homeownership. Homebuying can be complicated and it's important to know your finances ahead of time.
How Much House Can I Afford?
Discover your home-buying power as we delve into topics like debt-to-income ratio, monthly payments, loan types, down payments, and essential financial elements.
Program Options for First-Time Homebuyers
If you're a first-time homebuyer, the process of buying a home may seem tricky to navigate. Our experts ensure you understand all homebuying programs available for first-time homebuyers.
MSHDA Loans
Whether you're a first-time or an experienced homebuyer, the Michigan State Housing Development Authority (MSHDA) offers mortgage assistance that can be used toward a down payment, closing costs, or more.
Appraisals vs. Inspections - Do I Need Both?
Learn the difference between home inspections and appraisals since both are crucial for your home purchase and possibly required by lenders for mortgage approval.
Mortgage Process Breakdown
Whether you're a seasoned homeowner or a prospective buyer, understanding the breakdown of the mortgage process is essential.
Condos vs. Single Family Homes - What's the Difference?
Finding the perfect property that meets your needs is an important decision when buying a home. You need to consider several factors when searching for your dream home, such as costs, fees, and amenities.
A Credit Score’s Effect on Rate and Savings
Your credit score is an important factor in a lot of financial decisions, and not only can it affect the rate you receive when financing a purchase, but it can also impact your savings.
Buying and Selling in Today's Market
Whether you're a first-time or experienced homebuyer, or even if you’re looking to sell your home, a changing market can make it challenging.
Renting vs. Buying
Is it smarter to rent or buy? Join our panel as they break down the differences between renting and buying a home in simple terms, helping you make a clearer decision about what's right for you.
Importance of Homeowners Insurance
Determine the amount of coverage you need and what makes up that cost.
Budgeting to Purchase a Home
Purchasing a home is a significant life investment. It's crucial to understand how to budget for upfront costs, unforeseen expenses, and necessary projects associated with this major decision before reaching the closing stage.
Getting Your Credit in Shape for Homebuying
Learn these critical credit steps to put yourself in a position for homeownership. Homebuying can be complicated and it's important to know your finances ahead of time.
How Much House Can I Afford?
Discover your home-buying power as we delve into topics like debt-to-income ratio, monthly payments, loan types, down payments, and essential financial elements.
Mortgage 101
Tune in to our discussion featuring a panel of homebuying experts as they skillfully unravel the fundamental aspects of mortgages, providing you with valuable insights to navigate this important journey.
Buying and Selling in Today's Market
Whether you're a first-time or experienced homebuyer, or even if you’re looking to sell your home, a changing market can make it challenging.
A Credit Score’s Effect on Rate and Savings
Your credit score is an important factor in a lot of financial decisions, and not only can it affect the rate you receive when financing a purchase, but it can also impact your savings.
Program Options for First-Time Homebuyers
If you're a first-time homebuyer, the process of buying a home may seem tricky to navigate. Our experts ensure you understand all homebuying programs available for first-time homebuyers.
MSHDA Loans
Whether you're a first-time or an experienced homebuyer, the Michigan State Housing Development Authority (MSHDA) offers mortgage assistance that can be used toward a down payment, closing costs, or more.
Getting Your Credit in Shape for Homebuying
Learn these critical credit steps to put yourself in a position for homeownership. Homebuying can be complicated and it's important to know your finances ahead of time.
Appraisals vs. Inspections - Do I Need Both?
Learn the difference between home inspections and appraisals since both are crucial for your home purchase and possibly required by lenders for mortgage approval.
Mortgage Process Breakdown
Whether you're a seasoned homeowner or a prospective buyer, understanding the breakdown of the mortgage process is essential.
Condos vs. Single Family Homes - What's the Difference?
Finding the perfect property that meets your needs is an important decision when buying a home. You need to consider several factors when searching for your dream home, such as costs, fees, and amenities.
Thinking of Selling Your Home?
We discuss things to consider as you think about upsizing and downsizing to fit your needs.
What is a Home Warranty?
Our experts provided an in-depth overview of home warranties discussing what a home warranty is, what it covers and what it doesn't, and how it differs from homeowners insurance.
Mortgage 101
Tune in to our discussion featuring a panel of homebuying experts as they skillfully unravel the fundamental aspects of mortgages, providing you with valuable insights to navigate this important journey.
Renting vs. Buying
Is it smarter to rent or buy? Join our panel as they break down the differences between renting and buying a home in simple terms, helping you make a clearer decision about what's right for you.
Importance of Homeowners Insurance
Determine the amount of coverage you need and what makes up that cost.
Appraisals vs. Inspections - Do I Need Both?
Learn the difference between home inspections and appraisals since both are crucial for your home purchase and possibly required by lenders for mortgage approval.
Mortgage Process Breakdown
Whether you're a seasoned homeowner or a prospective buyer, understanding the breakdown of the mortgage process is essential.
Condos vs. Single Family Homes - What's the Difference?
Finding the perfect property that meets your needs is an important decision when buying a home. You need to consider several factors when searching for your dream home, such as costs, fees, and amenities.
Buying and Selling in Today's Market
Whether you're a first-time or experienced homebuyer, or even if you’re looking to sell your home, a changing market can make it challenging.
Mortgage 101
Tune in to our discussion featuring a panel of homebuying experts as they skillfully unravel the fundamental aspects of mortgages, providing you with valuable insights to navigate this important journey.
A Credit Score’s Effect on Rate and Savings
Your credit score is an important factor in a lot of financial decisions, and not only can it affect the rate you receive when financing a purchase, but it can also impact your savings.
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