Business Credit Card

Flexible purchasing power for everyday expenses and unexpected business needs.
Employee card access
Easier expense tracking
Everyday flexibility
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Put your business credit card to work.

A business credit card can make it easier to manage purchases, separate business and personal expenses, and give authorized employees access to funds when they need them.

Michigan First’s current Business Credit Card includes employee card options, customizable limits, consolidated spending information, and online and mobile payment access.

Business Credit Card benefits

Depending on applicable terms and eligibility, current benefits include:

  • No annual fee
  • Additional employee cards
  • Individual employee credit limits
  • Consolidated account statements
  • Online and mobile payments
  • Purchase protection
  • Auto rental insurance
  • Travel and Emergency Assistance Services

Give employees purchasing flexibility

Employee cards can help reduce the need for reimbursements or shared payment methods.

Setting individual credit limits can also help your business maintain greater control while giving employees the ability to make authorized purchases when needed.

Keep business spending organized

Separating business purchases from personal spending can make account management and recordkeeping easier.

Use digital banking and consolidated account activity to review transactions, manage payments, and keep track of company spending.

Rates, fees & disclosures

Review current APRs, applicable fees, eligibility requirements, and credit-card disclosures before applying.

Resources to help your business move forward.
Knowledge to support your business.
Online Learning
Build a personalized learning playlist

Online learning modules built to help you reach your financial goals.

Online Learning

Simplify your business finances.

Manage payments, cash flow and everyday financial operations more efficiently.
Explore Cash Management