Protect your car and other eligible vehicles with coverage suited to your needs.
More choices
Personalized guidance
Personal and business coverage
Let us help you shop for insurance.
Finding the right insurance coverage can take time. Michigan First Insurance Agency helps simplify the process by comparing options from more than 40 carriers and helping you identify coverage that fits your needs and budget.
Whether you are protecting your home, vehicle, family, or pets, our insurance team can help you explore your options and take the next step.
Personal insurance options
Auto Insurance
Home Insurance
Explore coverage designed to help protect your home, belongings, and investment.
Renters Insurance
Help protect your personal belongings when you rent your home.
Life Insurance
Create an added financial safety net for the people who depend on you.
Pet Insurance
Explore coverage that may help with eligible veterinary expenses.
Vehicle Breakdown Insurance
Help protect your budget from unexpected mechanical and electrical repair costs.
Additional coverage options
Beyond traditional home, auto, and life insurance, Michigan First members may also have access to supplemental coverage designed to provide additional financial support after certain accidents, illnesses, or hospital stays.
Accidental Death & Dismemberment Insurance
Increase your loved ones' financial security – no medical exams or health questions required. Michigan First makes it simple to get your no-cost $1,000* coverage for accidental death and dismemberment insurance. Help better protect your family's financial future at group rates with up to $300,000* more coverage.
Recuperative Care Plan Accident & Sickness Insurance
With coverage from one of our trusted insurance partners, you can receive cash benefits paid to you for an accident or sickness – even a pre-existing condition – each day you are in the hospital. Coverage under this plan means you are eligible for:
- Up to $200 per day per covered hospitalization for sickness. (Up to $1,400 per week** or a maximum of $73,000 per 365 days).
- Up to $400 per day per covered hospitalization due to a covered accident. (Up to $2,800 per week** or a maximum of $146,000 per 365 days).
Hospital Accident Insurance
Even a short hospital stay can strain your monthly budget when you have bills to pay. With Michigan First Hospital Accident Insurance, you can spend your cash benefits any way you want. Pay rent, credit card bills, auto loans, and more. When your family may need it most, you'll appreciate the financial helping hand Hospital Accident Insurance can deliver.***
Not sure what coverage you need?
Insurance needs can change as your life or business changes. An insurance professional can help you review your current situation, compare available options, and determine what coverage may make sense for you.
Frequently asked questions
Michigan First Insurance Agency can help individuals compare coverage for auto, home, renters, life, health, pet, and other insurance needs. Business insurance options are also available. Insurance products are provided through third-party insurance carriers and are not deposits or federally insured by the NCUA.
*All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states. Franklin Madison Group LLC is the Plan Administrator. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.
**Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.
***All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states. Franklin Madison Group LLC is the Plan Administrator. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Zurich American Insurance Company.