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A century of putting people first

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Vehicle Breakdown Insurance

Help protect your budget from unexpected mechanical and electrical repair costs.
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Be ready for unexpected repairs.

Even a reliable vehicle can eventually need an expensive repair.

Vehicle Breakdown Coverage helps protect you from the financial impact of eligible mechanical and electrical repairs after your original manufacturer warranty expires. Coverage is currently available for new and pre-owned vehicles through Michigan First’s partner, Route 66 Insurance. 

What does Vehicle Breakdown Coverage include?

Current benefits include:

  • Coverage for many eligible mechanical and electrical repairs
  • Availability for new and pre-owned vehicles
  • The ability to choose your own repair shop
  • Transferable coverage if you sell your vehicle
  • 24-hour roadside assistance
  • Rental-car benefits during eligible repairs 

If you finance your vehicle through Michigan First, the cost of coverage may also be rolled into your original auto loan.

Is Vehicle Breakdown Coverage right for you?

It may be worth considering if you:

  • Plan to keep your vehicle beyond its original warranty
  • Want more predictable protection from major repair bills
  • Are purchasing a pre-owned vehicle
  • Would prefer to include the coverage cost in your Michigan First Auto Loan

What happens if your vehicle breaks down?

If you have Vehicle Breakdown Coverage and experience an eligible breakdown, contact Route 66 Insurance at 800.808.0828 for assistance with your claim and repair process.

Looking for Auto Insurance?

Protect your vehicle beyond the financing. Explore auto insurance options that can help cover your car, you, and other drivers on the road.

Frequently asked questions

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Michigan First Insurance Agency can help individuals compare coverage for auto, home, renters, life, health, pet, and other insurance needs. Business insurance options are also available. Insurance products are provided through third-party insurance carriers and are not deposits or federally insured by the NCUA.

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Building a Strong Financial Foundation

It’s easy to think that you will begin to save and invest when you reach a more comfortable income level, but the longer you put it off, the harder it will be to accumulate the amount you may need for an emergency fund or retirement. 
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Smart Savings Tips for Growing Families

Parenthood brings with it immense joy and excitement, but it also comes with financial responsibilities. From diapers to daycare, the costs can add up quickly. However, with some strategic planning and savvy saving techniques, you can alleviate the financial stress that often accompanies expanding your family.

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