Michigan First Credit Union
Bank
Savings Accounts
Earn 10.00% APY on your savings

Grab our very best rate yet on SavingsPlus balances up to $5,000
Borrow
Lending
Unexpected expense? Meet MinuteMoney.

Get emergency cash with no credit check required.
Business
Credit Cards
More purchasing power for your business

Manage expenses with competitive rates and no annual fee.
Mortgage
Down Payment Assistance
Your down payment may be closer than you think

Explore assistance programs that can make buying a home more affordable.
Protect
Insure
Michigan First Insurance Agency makes insurance shopping easy

Let our agents compare quotes from 40+ carriers for you.
Learn
Education
Stay on step ahead of fraud

Explore tools and tips to help keep your information secure.
About
About Us
A century of putting people first

Explore the people, milestones and mission behind Michigan First.

Home Affordability Calculator

How much home can you afford?

Know what budget you can comfortably handle before you begin your search.

When you're trying to choose the right home, there are many factors to consider. While all are important, affordability should be at the top of your list. This calculator estimates what price range you can afford, and what your monthly payments might look like based on your financial situation and current market conditions.