Business Certificate Accounts

Get a guaranteed return on your investment.

Make your excess cash work for you.

Maximize your savings
Choose from various terms
Lock in higher dividends

Saving money today pays dividends later

Take advantage of our dividends by investing in a Certificate Account. By committing to a specific period of time, you can maximize your savings with a fixed rate, which results in solid earnings over the term. When your Certificate Account matures, cash it out to address business expenses or reinvest for expanded growth.

  • Minimum $2,500 balance to earn dividends
  • Short and long-term savings options
  • Higher balances typically earn higher dividends
  • Track your account growth through online and mobile banking

Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.