Just a few of the reasons you'll love Michigan First:
Available 24/7/365
Personalized service from local pros
Nearly 30,000 fee-free ATMs nationwide
At Michigan First, your membership goes beyond banking
Joining Michigan First opens up both your finances and your future to a world of possibility. Our team understands that your financial situation is unique to you, and our solutions are not one-size-fits-all. Open an account today and begin your partnership with Michigan First! With your membership, you qualify for the many additional benefits of joining a credit union with nearly 100 years of history.
You're important to us
At Michigan First, we're grateful to every member who trusts us with their personal and business finances. To show our appreciation, we offer free services, rewards and perks that go above and beyond our everyday low rates and fees. Here are a few of the perks we offer:
- Personalized Service: A banking experience tailored to your financial needs and expert financial guidance every step of the way.
- 365 Access: An easy to use mobile app, online banking access, and a local call center available 24/7 every day of the year.
- Fee-Free ATMs: Over 1,600 fee-free CO-OP ATMs across Michigan, and nearly 30,000 nationwide.
- MoneyPerks Points: Earn rewards for paying your loans, using direct deposit and signing up for e-statements. The points can be used to waive fees and receive better loan and CD rates.
- Scholarship Opportunities: The Michigan First Foundation provides thousands of dollars in scholarships to high school and college students every year.
- Community Giving: The First For Good community giving initiative supports local businesses and organizations every month in Metro Detroit and Grand Rapids.
- Wealth Management: Financial planning consultants offer free insights to our members who want to save for college, plan for retirement, set up trusts and just generally want to make smart, long-term plans for their money.
- Educational Seminars: We offer free informational sessions for members on topics that include estate planning, understanding credit reports, homeownership and more. Take a look at our upcoming schedule.
- Love My Credit Union Rewards: Michigan First members have access to exclusive discounts and benefits from TurboTax and H&R Block. Save up to $15 on TurboTax and get your maximum refund. Members can save $25 on in-office tax prep at H&R Block.
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.
Michigan First Partnership with GreenPath
Free Finanical Service for Detroit Residents
Michigan First Members meeting GreenPath's criteria can now leverage the groundbreaking Credit Escalator Initiative to boost their credit scores. This innovative program combines free financial coaching with a low-interest personal loan, aiming to enhance credit and foster long-term financial well-being.
Free Financial Coaching:- Get three complimentary coaching sessions with NFCC-certified experts from GreenPath Financial Wellness.
- Learn to build a sustainable budget, create a personalized spending plan, and implement financial strategies for your goals.
- Complete coaching sessions and receive guidance on applying for a personalized loan from Michigan First Credit Union.
- Tailored to settle nontraditional debts and improve your credit score.
Resources at your fingertips
Find us in your neighborhood
We believe in getting to know you personally and building a banking experience that’s unique to you. Stop in to a branch near you and let our experts provide guidance tailored around your financial needs.
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Michigan First is a full-service credit union with branches that are easily accessible around Michigan, including Metro Detroit, Grand Rapids and Lansing. Membership is open to anyone who lives, works or worships in the state of Michigan.