Business Account Rates

Higher earnings improve your bottom line.

Experience added revenue with competitive returns on deposit accounts.

Make your assets work even harder

Every business balances daily demands with future plans. With solid rates on Michigan First savings, checking, Money Market and Certificate of Deposit accounts, you'll provide your business with additional financial resources to help you meet needs today and tomorrow.

APY* Dividend Rate Minimum Balance
0.05% 0.05% $0.00 to $1,000
0.10% 0.10% $1,000.01 and up
APY* Dividend Rate Minimum Balance
0.00% 0.00% No dividends paid
APY* Dividend Rate Minimum Balance
0.00% 0.00% $1 to $2,499
0.10% 0.10% $2,500 to $9,999
0.10% 0.10% $10,000 to $24,999
0.15% 0.15% $25,000 to $99,999
0.15% 0.15% $100,000 and up
Product APY1 Dividend Rate Daily Balance
6 Month CD 0.05% 0.05% $1,000 to $9,999
6 Month CD 0.15% 0.15% $10,000 to $49,999
6 Month CD 0.20% 0.20% $50,000 to $99,999
6 Month CD 0.25% 0.25% $100,000 and up
12 Month CD 0.30% 0.30% $1,000 to $9,999
12 Month CD 0.40% 0.40% $10,000 to $49,999
12 Month CD 0.45% 0.45% $50,000 to $99,999
12 Month CD 0.50% 0.50% $100,000 and up
24 Month CD 0.35% 0.35% $1,000 to $9,999
24 Month CD 0.45% 0.45% $10,000 to $49,999
24 Month CD 0.50% 0.50% $50,000 to $99,999
24 Month CD 0.55% 0.55% $100,000 and up
36 Month CD 0.60% 0.60% $1,000 to $9,999
36 Month CD 0.70% 0.70% $10,000 to $49,999
36 Month CD 0.75% 0.75% $50,000 to $99,999
36 Month CD 0.80% 0.80% $100,000 and up
48 Month CD 0.70% 0.70% $1,000 to $9,999
48 Month CD 0.75% 0.75% $10,000 to $49,999
48 Month CD 0.80% 0.80% $50,000 to $99,999
48 Month CD 0.85% 0.85% $100,000 and up
60 Month CD 0.80% 0.80% $1,000 to $9,999
60 Month CD 0.85% 0.85% $10,000 to $49,999
60 Month CD 0.90% 0.90% $50,000 to $99,999
60 Month CD 0.95% 0.95% $100,000 and up