Experience savings with a mortgage refinance.
We'll tailor a refinance loan to fit your financial needs.
Shorten your mortgage term
Save money with a lower rate
Pay off your home sooner
Michigan First Mortgage is a division of Michigan First Credit Union, a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.
Resources at your fingertips
Secure a mortgage that fits your needs.
At Michigan First Mortgage, we offer a range of home loan options designed to meet your unique financial goals. Whether you’re looking for the stability of a Fixed-Rate Mortgage, the flexibility of an Adjustable-Rate Mortgage, or specialized loans like FHA and VA Loans for more specific needs, we’ve got you covered. We also offer USDA Rural Loans and MSHDA Loans for eligible homebuyers looking for great value.
Refinancing with us can help you lower your monthly payments, reduce your interest rate, or take cash out for home improvements or debt consolidation. If you’re not sure which loan is right for you, our team will help tailor a mortgage solution that best fits your lifestyle.
Fixed-Rate Mortgages
Make homeownership more achievable with down payments as low as 3.5% and relaxed credit requirements. Whether you're a first-time buyer or recovering from financial setbacks, this loan provides flexible options, including both fixed and adjustable rates.
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Adjustable-Rate Mortgages
With a Michigan First VA Loan, veterans and active-duty service members can purchase a home with no down payment. This loan offers flexible options like no PMI, competitive rates, and both fixed or adjustable terms, making homeownership easier for those who've served.
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FHA Loans
Make homeownership more achievable with down payments as low as 3.5% and relaxed credit requirements. Whether you're a first-time buyer or recovering from financial setbacks, this loan provides flexible options, including both fixed and adjustable rates.
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VA Loans
With a Michigan First VA Loan, veterans and active-duty service members can purchase a home with no down payment. This loan offers flexible options like no PMI, competitive rates, and both fixed or adjustable terms, making homeownership easier for those who've served.
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USDA Rural Loans
Explore spacious living with a Michigan First USDA Guaranteed Rural Housing Loan, designed for those seeking homes outside the city. This loan requires low or no down payment and can be used for purchasing, renovating, or repairing a residence in eligible rural areas.
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