Zelle®

Send and receive money quickly with people you know and trust.

Fast

Easy

Built into your banking

How to use Zelle

Send Money

Choose a trusted recipient using their enrolled email address or U.S. mobile number, enter the amount, review the details, and send.

Request Money

Select an eligible contact, enter the amount you would like to request, and submit your request.

Receive Money

Enroll your email address or U.S. mobile number with Zelle. Once enrolled, eligible payments are deposited directly into your Michigan First account.

Only send money to people you trust

Zelle is designed for payments to friends, family, and other people you know and trust.

Because payments to enrolled recipients are typically sent within minutes and generally cannot be canceled once completed, always confirm the recipient’s email address or mobile number before sending money. Michigan First and Zelle do not offer purchase protection for authorized Zelle payments.

A few common questions

Is there a fee to use Zelle?

Michigan First does not currently charge a fee for Zelle transactions.

Can I cancel a Zelle payment?

You may be able to cancel a payment if the recipient has not yet enrolled with Zelle. Payments sent to an enrolled recipient generally cannot be canceled.

Can I use Zelle internationally?

No. Both the sender and recipient must have eligible bank accounts based in the United States.

¹ Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.
² Must have a bank account in the U.S. to use Zelle.
³ In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.