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Mobile Check Deposit

Deposit eligible checks from your phone without making a trip to a branch.
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Save time with mobile check deposit.

Mobile Check Deposit gives you a convenient way to deposit most personal checks and paychecks using the Michigan First Mobile App.

Simply take photos of the front and back of your endorsed check, follow the prompts in the app, and submit your deposit electronically. Government checks are not currently eligible for Mobile Check Deposit.

How to deposit a check

  1. Endorse the back of your check and write “Michigan First mobile deposit only.”
  2. Open the Michigan First Mobile App and select Mobile Check Deposit.
  3. Use your phone or tablet camera to take clear photos of the front and back of the check.
  4. Follow the instructions in the app to review and submit your deposit.
  5. Watch for an electronic notification confirming your submission.

Before you submit

Make sure the check is properly endorsed and that the images are clear and complete before sending your deposit. Keep the original check until you have confirmed that the deposit has been successfully processed.

Which checks can I deposit?

Mobile Check Deposit can be used for most eligible personal checks and paychecks. Government checks are not currently accepted through this feature. 

For questions about whether a specific check is eligible, contact Michigan First before submitting it.

Need cash without your card?

Use Cardless Transactions in the Michigan First Mobile App to access eligible ATMs without inserting your physical debit or ATM card.

Frequently asked questions

View All FAQs

Yes. Michigan First members can use Online Banking and the Michigan First Mobile App to view balances and transactions, transfer money, pay bills, deposit checks, access statements, create account alerts, and manage eligible debit and credit cards. The mobile app is available for Apple and Android devices.

Yes. Eligible members can use Mobile Check Deposit to deposit personal checks and paychecks using the camera on an Apple or Android device. Follow the instructions in the Michigan First Mobile App and retain the original check until you confirm that the deposit has been accepted.

Yes. Zelle® is available through the Michigan First Mobile App and Online Banking. Eligible members can use it to send or receive money with people they know and trust using an email address or U.S. mobile number.

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