FAQs
How can we help?
Find clear answers to common questions about banking, borrowing, mortgages, business services, digital tools and more. Browse by topic to quickly find the information you need - or contact Michigan First if you’d like personalized help.
- Select Filter by Tag
- 365 Live Contact Center
- About Us
- Auto Loans
- Banking Services
- Boat and RV Loans
- Business Checking Accounts
- Business Lines of Credit
- Business Loans and Lines
- Business Money Market
- Business Savings Accounts
- Business Term Loans
- Certificate Accounts
- Checking Accounts
- Credit Cards
- Digital Banking
- Down Payment Assistance
- Emergency Loans
- FHA Loans
- Finley
- HELOC
- Home Equity Loans
- Insurance
- IRAs
- Locations
- Membership
- MoneyKid Savings Account
- MoneyTeens Checking Account
- Money Market Accounts
- Mortgage Center
- Mortgage Refinancing
- MSHDA
- Online Learning
- Personal Loans
- Savings Accounts
- Security Center
- Seminars and Webinars
- Turning Point Loan
- Youth Accounts
- Wealth Management
Yes. Michigan First offers two options that may help cover transactions when your checking account does not have enough available funds. Overdraft Transfer Service transfers available money from a linked savings account, while MoneyNow is an overdraft line of credit available to qualifying members. Fees and eligibility requirements may apply.
Yes. Eligible members can use Mobile Check Deposit to deposit personal checks and paychecks using the camera on an Apple or Android device. Follow the instructions in the Michigan First Mobile App and retain the original check until you confirm that the deposit has been accepted.
Yes. Michigan First members can use Online Banking and the Michigan First Mobile App to view balances and transactions, transfer money, pay bills, deposit checks, access statements, create account alerts, and manage eligible debit and credit cards. The mobile app is available for Apple and Android devices.
Yes. Zelle® is available through the Michigan First Mobile App and Online Banking. Eligible members can use it to send or receive money with people they know and trust using an email address or U.S. mobile number.