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Find clear answers to common questions about banking, borrowing, mortgages, business services, digital tools and more. Browse by topic to quickly find the information you need - or contact Michigan First if you’d like personalized help.
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Yes. You must become a Michigan First member before applying for a consumer loan. Membership is open to anyone who lives, works, or worships in Michigan and begins by opening a Michigan First Savings Account with a minimum $10 deposit.
Michigan First offers two Mastercard® credit cards. The Michigan First Rewards Mastercard® earns rewards on eligible purchases and has no annual fee. The Secured Mastercard® is backed by funds in a Michigan First Savings Account and is designed to help cardholders establish or rebuild credit. Compare our Credit Cards.
Michigan First does not use one minimum credit score for every loan. Approval and available rates depend on factors such as the type of loan, your credit history, income, existing debts, and ability to repay. Applying is the best way to learn which options and rates may be available to you.