Michigan First Credit Union
Bank
Savings Accounts
Earn 10.00% APY on your savings

Grab our very best rate yet on SavingsPlus balances up to $5,000
Borrow
Lending
Unexpected expense? Meet MinuteMoney.

Get emergency cash with no credit check required.
Business
Credit Cards
More purchasing power for your business

Manage expenses with competitive rates and no annual fee.
Mortgage
Down Payment Assistance
Your down payment may be closer than you think

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Protect
Insure
Michigan First Insurance Agency makes insurance shopping easy

Let our agents compare quotes from 40+ carriers for you.
Learn
Education
Stay on step ahead of fraud

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About
About Us
A century of putting people first

Explore the people, milestones and mission behind Michigan First.

Business Money Market Accounts

Earn more on larger balances while keeping business funds within reach.
Tiered dividends
Flexible access
Digital management
Explore Business Savings Accounts

Balance growth with flexibility.

A Business Money Market Account can be a good fit when your company has cash reserves it wants to put to work without locking those funds into a fixed term.

You can maintain access to your money while earning dividends based on your eligible balance, making a money market useful for operating reserves, planned expenses, or funds you may need in the near future.

When could a Business Money Market make sense?

Consider a money market for funds set aside for:

  • Operating reserves
  • Taxes
  • Seasonal expenses
  • Future equipment purchases
  • Short- or mid-term business goals
  • Opportunities that may require access to cash

Business Money Market rates

Review current balance tiers, APYs, and dividend rates to see how eligible balances may earn.

Can you leave funds on deposit longer?

If your business has money it does not expect to need right away, a Business Certificate may provide a fixed rate for a set term.

Frequently asked questions

View All FAQs

Michigan First deposits are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 and privately insured by Excess Share Insurance for up to an additional $250,000. Together, this provides up to $500,000 in coverage for qualifying deposits based on account ownership category. Coverage applies to eligible checking, savings, money market, and certificate accounts.

Michigan First offers business checking and money market accounts, along with online and mobile banking, business debit cards, and additional services designed to help businesses manage their finances. Available features vary by account.

Resources to help your business move forward.
Digital Banking
Payroll Services
Security Center
Knowledge to support your business.
Online Learning
Build a personalized learning playlist

Online learning modules built to help you reach your financial goals.

Online Learning

Financing for your business goals.

Fund equipment, expansion and other long-term business investments.
Explore Term Loans