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Commercial Real Estate Loans

Purchase commercial property your business needs.
Competitive rates
Flexible financing options
Purchase or refinance
Explore Business Loans & Lines of Credit

Put the right property behind your business plans.

Commercial real estate can play an important role in where and how your business grows.

Whether you are purchasing your first business property, expanding an existing location, building from the ground up, or refinancing, Michigan First can help you explore commercial real estate financing based on your plans.

Commercial Real Estate Financing can help you

  • Purchase commercial property
  • Refinance eligible commercial real estate
  • Build a new location
  • Expand an existing property
  • Remodel or renovate business space
  • Leverage eligible property equity for improvements

Property types

Eligible financing may include properties such as:

  • Office buildings
  • Retail or shopping centers
  • Industrial and warehouse properties
  • Apartment complexes
  • Other qualifying commercial properties

Financing programs

Depending on eligibility and the project, financing may include programs associated with the SBA, MEDC, USDA, and Michigan Business Connection.

Need help planning the numbers?

Estimate monthly payments and total financing costs before moving forward.
Let’s talk about your property

Commercial real estate financing can involve a number of considerations, including purchase price, property type, equity, cash flow, and project plans.

Our business lending team can help you understand the financing process and determine the right next step.

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Frequently asked questions

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Yes. Michigan First offers business term loans, lines of credit, commercial real estate financing, equipment financing and other borrowing options for eligible businesses. The appropriate option depends on the purpose of the financing, the amount needed and the business’s financial qualifications.

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