Car Buying Service

Find the right car without the runaround.
One-stop online shopping
Search inventories nationwide
New and used vehicles
Explore Auto Loan Options

Car Buying Service powered by TrueCar™.

Search for new and used cars from home, compare vehicles and view upfront pricing through the Michigan First Car Buying Service powered by TrueCar™.

Once you find the right vehicle, you can apply for preapproved financing from Michigan First before heading to the dealership.

A simpler way to shop for your next car

The Michigan First Car Buying Service gives you online tools to research, compare and shop for vehicles before visiting a dealership.

Use the service to:

  • Search new and used vehicle inventory
  • Compare makes, models and features
  • Read vehicle reviews
  • View available incentives and discounts
  • Receive upfront pricing from participating dealers
  • Value your current vehicle
  • Apply for Michigan First financing

Vehicle availability and pricing vary by dealer and location. The lowest possible price is not guaranteed.

How the Car Buying Service works

  1. Find Your Car
    Search available new and used vehicles by make, model, features, location and other preferences.
  2. Compare Vehicles and Pricing
    Research different models, compare features and review upfront pricing from participating dealers.
  3. Apply for Financing
    Apply for preapproved financing from Michigan First before visiting the dealership. Knowing your potential loan amount and terms can help you shop with a clearer budget.
  4. Visit the Dealer
    Connect with the participating dealer to see the vehicle, ask questions and complete your purchase.

Trade in or sell your current vehicle

The Car Buying Service also allows you to provide information about your current vehicle and request a cash offer.

Depending on the offer and participating dealer requirements, you may be able to sell your vehicle or apply its value toward your next purchase.

Your final offer may depend on an in-person inspection and confirmation of the vehicle’s identity, mileage, features and condition.

Get preapproved before you shop

Applying for preapproved financing can help you understand your potential budget before visiting a dealership.

A Michigan First auto loan preapproval may help you:

  • Establish a practical vehicle price range
  • Estimate your monthly payment
  • Compare financing options
  • Shop with financing already arranged
  • Focus on vehicles that fit your budget

Michigan First offers financing for eligible new and used cars, trucks, SUVs and vans, with available repayment terms of up to 84 months.

Approval and final loan terms are subject to credit qualifications, vehicle eligibility and other applicable requirements.

Start your search with a clearer road ahead

Whether you are looking for a new vehicle or a used car that fits your budget, the Michigan First Car Buying Service can help you research your options, compare pricing and connect with participating dealers.

When you are ready, apply for Michigan First financing and head to the dealership with a better idea of what you want—and what you can afford.

Flexible financing for your needs.

Explore loan options for planned purchases, unexpected expenses and debt consolidation.
Personal Loans

* Used car discounts not available in all states.

** Between 7/1/16 and 9/30/16, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2016, was $3,106.