Savings Accounts

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Set your sights on a better tomorrow with accounts that match your goals.

What does the future hold? Plenty of exciting opportunities, and possibly a challenge or two. Through personalized advice and a commitment to hearing your story, we'll get you into the right account and tailor a savings plan and financial experience specifically for you.



Savings Accounts

Michigan First Savings Account

A smart savings plan can put your finances on track to reach your goals. With money in the bank, you'll be ready to experience a future full of possibilities and take on the occasional challenge. At Michigan First, we'll provide personalized advice and craft a savings plan tailored for you.
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SavingsPlus Account

Michigan First has turned digital banking into a convenient and profitable experience. If you limit your trips to our branches, do most of your banking online, and sign up for direct deposit, you'll be rewarded with a higher dividend rate on your account. 
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Money Market Account

Life can get expensive, which is why we all look for faster ways to grow our savings. A Money Market Account is a savings account where funds can be accessed any time you need them at an ATM, through online banking, our mobile app or at one of our branches. 
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Health Savings Account

Health care costs continue to rise, putting a strain on family budgets. At Michigan First, we offer Health Savings Accounts (HSAs) that help stretch your medical care dollars by providing tax advantages and competitive dividends. 
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Certificate Accounts

You've set some ambitious long-term savings goals. Sometimes risky investments aren't the best option. When you need a guaranteed rate of return, you can set aside money in a certificate account for anywhere from six months to five years.

  • Dividends exceed those of most traditional savings accounts
  • Generally, the longer the term, the higher the dividends
  • Minimum opening deposit of $1,000
  • With our Certificate Account tiers, larger balances can earn higher returns

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Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.