Set your sights on a better tomorrow with accounts that match your goals.
What does the future hold? Plenty of exciting opportunities, and possibly a challenge or two. Through personalized advice and a commitment to hearing your story, we'll get you into the right account and tailor a savings plan and financial experience specifically for you.
Michigan First Savings Account
A smart savings plan can put your finances on track to reach your goals. With money in the bank, you'll be ready to experience a future full of possibilities and take on the occasional challenge. At Michigan First, we'll provide personalized advice and craft a savings plan tailored for you.
Michigan First has turned digital banking into a convenient and profitable experience. If you limit your trips to our branches, do most of your banking online, and sign up for direct deposit, you'll be rewarded with a higher dividend rate on your account.
Money Market Account
Life can get expensive, which is why we all look for faster ways to grow our savings. A Money Market Account is a savings account where funds can be accessed any time you need them at an ATM, through online banking, our mobile app or at one of our branches.
Health Savings Account
Health care costs continue to rise, putting a strain on family budgets. At Michigan First, we offer Health Savings Accounts (HSAs) that help stretch your medical care dollars by providing tax advantages and competitive dividends.
You've set some ambitious long-term savings goals. Sometimes risky investments aren't the best option. When you need a guaranteed rate of return, you can set aside money in a certificate account for anywhere from six months to five years.
- Dividends exceed those of most traditional savings accounts
- Generally, the longer the term, the higher the dividends
- Minimum opening deposit of $1,000
- With our Certificate Account tiers, larger balances can earn higher returns
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.