Michigan First Credit Union
Bank
Savings Accounts
Earn 10.00% APY on your savings

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Lending
Unexpected expense? Meet MinuteMoney.

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Credit Cards
More purchasing power for your business

Manage expenses with competitive rates and no annual fee.
Mortgage
Down Payment Assistance
Your down payment may be closer than you think

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Insure
Michigan First Insurance Agency makes insurance shopping easy

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Education
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About
About Us
A century of putting people first

Explore the people, milestones and mission behind Michigan First.

Roth vs. Traditional IRA Calculator

Compare retirement account options.

Compare your potential retirement savings across Roth and Traditional IRAs.

With a Roth IRA, you pay taxes up front and your retirement withdrawals are generally tax-free. With a Traditional IRA, you defer your taxes until withdrawal. Use this calculator to estimate which option would be the best for your current financial situation and retirement plans.