Premier Checking Account

Experience an easier way to do your banking.

Free up time for the things that matter most.

24/7 online and mobile banking
Easy ATM access
Earns dividends

A checking account with plenty of benefits and less hassle

Life gets busy and it’s easy to get behind schedule. That’s why Michigan First has designed a checking account that helps you manage your money more efficiently. Pay bills online in minutes, make quick purchases with a free debit card, and find an ATM around almost any corner. With no monthly fee*, you’ll save valuable dollars as well as precious time.

  • Earn up to 0.1% interest on deposits
  • Free Mastercard® Debit/ATM Card
  • Access to over 30,000 surcharge-free ATMs (over 1,600 in Michigan)
  • Free online and mobile banking
  • 24/7 customer service through our 365 Live Call Center
  • Pay bills electronically
  • Write an unlimited number of checks
  • Enjoy MoneyNow Overdraft Protection
  • Age for this account is 18 or older. Ages 13-17 can open an account with a parent or guardian

* Minimum account aggregate balance of $100 required to avoid additional fee of $3/month. 

Premier Checking Account Rates

APY1 Dividend Rate Daily Balance
0.00% 0.00% $1 to $10,000
0.10% 0.10% $10,000.01 and up

Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.