Experience an easier way to do your banking.
Free up time for the things that matter most.
24/7 online and mobile banking
Easy ATM access
Earns dividends
A checking account with plenty of benefits and less hassle
Life gets busy and it’s easy to get behind schedule. That’s why Michigan First has designed a checking account that helps you manage your money more efficiently. Pay bills online in minutes, make quick purchases with a free debit card, and find an ATM around almost any corner. With no monthly fee*, you’ll save valuable dollars as well as precious time.
- Earn up to 0.1% interest on deposits
- Free Mastercard® Debit/ATM Card
- Access to over 30,000 surcharge-free ATMs (over 1,600 in Michigan)
- Free online and mobile banking
- 24/7 customer service through our 365 Live Call Center
- Pay bills electronically
- Write an unlimited number of checks
- Enjoy MoneyNow Overdraft Protection
- Age for this account is 18 or older. Ages 13-17 can open an account with a parent or guardian
* Minimum account aggregate balance of $100 required to avoid additional fee of $3/month.
Premier Checking Account Rates
| APY1 | Dividend Rate | Daily Balance |
|---|---|---|
| 0.00% | 0.00% | $1 to $10,000 |
| 0.10% | 0.10% | $10,000.01 and up |
1APY = Annual Percentage Yield. Minimum balances listed is to open an account and to earn the advertised APY. All rates and APYs are accurate as of today, and subject to change at any time. Fees may reduce earnings on accounts. For current rates, please contact us.
Debit Card Gallery
After opening a checking account, you can pick your favorite image from the gallery below for your new debit card.
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.
