Classic Checking Account

An account full of possibility.

Steady your finances with this account. 

Convenient online and mobile banking
Easy ATM access
Unlimited check-writing

Put the past behind you

Classic Checking is the beginning of your new financial life. This account makes it easy to manage and access your money anytime. As you build up good money management habits, you'll become eligible to switch to Premier Checking after six months.1

  • Free ATM or debit card
  • Access to over 30,000 surcharge-free ATMs (over 1,600 in Michigan)
  • Free online and mobile banking
  • 24/7 customer service through our 365 Live Call Center
  • Pay bills electronically
  • Write an unlimited number of checks
  • Open a Classic Checking account by visiting any of our branches.
  • Is Your Card Contactless? If your card has this symbol contactless payments icon on the back, you can tap to pay.  If you have questions about contactless cards, please call our 365 Live Team at 800.664.3828.

Debit Card Designs

balloon debit card

baseball debit card

boat debit card

building debit card

standard debit card

solid color debit card

flowers debit card

grafitti debit card

ombre credit card

saxophone debit card

Spirit of Detroit debit card

sunflower debit card

Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.

1 (1) You demonstrate responsible account management – such as making regular deposits; (2) Account does not have a negative balance; (3) You avoid over-drafting your account; and (4) There are no legal orders, levies or liens against the account.