Special 5.99% Rate Offers for New and Current Michigan First Rewards Mastercard® cardholders!
Special 5.99% Credit Card Rate
Open a Michigan First Rewards Mastercard® today and earn a limited-time 5.99% rate on qualifying merchant transactions* and balance transfers**!How it works:
- Open a Michigan First Rewards Credit Card between 9/1/26 and 12/31/26
- Begin making merchant purchases using your new card, and/or transfer an existing credit card balance to your new Michigan First Rewards Mastercard®
- Enjoy 5.99% APR for six months from the
- date the first qualifying balance transfer posts to your card between 9/1/26 - 12/31/26
- month the card is opened for qualifying merchant transactions
Special 5.99% Rate on Balance Transfers**
Transfer existing balances from other credit cards to your Michigan First Rewards Mastercard® and benefit from our limited-time 5.99% APR balance transfer offer!**Enjoy the convenience of having everything in one place, and unlock more possibilities.
How to qualify:
- Transfer existing credit card balances to your Michigan First Rewards Credit Card between September 1, 2026 and December 31, 2026
- Enjoy 5.99% APR for six months from the date the first qualifying balance transfer posts to your card
Credit Card Perks
Low introductory rate
Choice of Visa® card design
Earn rewards for your spending
New Look, Same Great Rewards
We've given our Rewards portal a fresh new update to improve your experience. While the layout might look a little different and open in a new window, everything you know and love is still right where you need it. Once you're logged in, head to Account to see an overview of your transactions, order history, points and more — all in one convenient place. Your Rewards are just as easy to access but now with a refreshed look. View your Rewards here.
*New Michigan First Rewards credit cards opened between September 1 and December 31, 2026, receive an introductory annual percentage rate (APR) of 5.99% for all merchant transactions for six months from the month the card is opened. Cash advances and balance transfers are excluded. Existing card line increases or converting from a Secured card to a Rewards card are excluded. Accounts must be in good standing. Terms and conditions are subject to change. Some restrictions may apply. Rates below will be in effect following the conclusion of the introductory APR. Subject to Card Agreement and Truth-in-Lending disclosure below.
**Qualifying balance transfers that post to your Michigan First Rewards credit card account between September 1 and December 31, 2026, receive an introductory annual percentage rate (APR) of 5.99% for six months from the date the first qualifying balance transfer posts to the credit card account. The 5.99% APR applies to balances from a non-Michigan First Credit Union credit card only; no other transactions qualify. All balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions are subject to change. Some restrictions may apply. Rates below will be in effect following the conclusion of the introductory APR. Subject to Card Agreement and Truth-in-Lending disclosure below.
**Qualifying balance transfers that post to your Michigan First Rewards credit card account between September 1 and December 31, 2026, receive an introductory annual percentage rate (APR) of 5.99% for six months from the date the first qualifying balance transfer posts to the credit card account. The 5.99% APR applies to balances from a non-Michigan First Credit Union credit card only; no other transactions qualify. All balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions are subject to change. Some restrictions may apply. Rates below will be in effect following the conclusion of the introductory APR. Subject to Card Agreement and Truth-in-Lending disclosure below.