Credit Card Promotion

Credit Card Sweepstakes

Low introductory rate
Choice of Visa® card design
Earn rewards for your spending

Win Up to $1,500 in Statement Credit*

When you spend $75 or more with your Experience Michigan First Rewards® Visa® on purchases that post to accounts before December 31, 2024.


Additional cardholder benefits include:

  • No annual fee or balance transfer fee.
  • An attractive annual percentage rate (APR).
  • Security features including the ability to set transaction alerts and turn your card on and off.
  • Earn rewards points for using your credit card and extra points for spending in Michigan.
  • Redeem reward points for merchandise, travel, gift cards and more.

Retail credit cards often lure you in with discounts at the store, but hit you with high interest rates and fees later. The Experience Michigan First Rewards® Visa® offers low rates and low fees so you can shop worry-free all year. 

If you’re interested in an Experience Michigan First Rewards® Visa® credit card or simply want to learn more about this offer, call our 365 Live team anytime at 800.664.3828.

*Each merchant transaction of $75.00 or more using your Michigan First Rewards® credit card results in 1 (one) entry to the Sweepstakes. Qualifying merchant transactions that result in an entry to the Sweepstakes must post to the Rewards credit card between October 1, 2024, and December 31, 2024. Any qualifying transaction that is returned is disqualified. Cash advances and balance transfer transactions do not qualify for entry into the Sweepstakes. Michigan First does not control the date in which transactions post to your credit card account. Michigan First does not evaluate whether merchants correctly identify and bill transactions; however, we reserve the right to determine which transactions qualify for an entry. To be eligible for the drawing your Rewards credit card and all Michigan First Credit Union account shares and loans must be in good standing. Three winners will be randomly selected by January 18, 2025; and will be notified by phone and email at the number and email we have on file. If we are unable to reach a winner within five (5) days after they are randomly selected, a new winner will be randomly selected. If winners are unable to accept the terms and conditions outlined herein a new winner will be randomly selected. Final winners will each receive a credit of up to $1500 that will be posted to their Rewards credit card by January 30, 2025. The credit will not exceed the current payoff balance of their Rewards credit card. Your Rewards credit card and Michigan First Credit Union account share and loans must be in good standing at the time the credit is posted to your Rewards credit card; otherwise, a new winner will be randomly selected. All purchases are subject to credit approval. Michigan First Credit Union and affiliates; vendors; Team Members, Board Members, their immediate family members, and members of their household are not eligible to participate in the drawing Sweepstakes promotion. Terms and conditions subject to change. Some restrictions may apply. Winners that receive the credit posted to their Rewards credit card are final and not subject to dispute.