Earn 2X Rewards on Your Purchases!
We're making your purchases more rewarding! From now until July 31, you'll earn 2X points* every time you use your Michigan First Rewards credit card on travel, lodging, and gas purchases! That means more points, more perks, and even more reasons to use your card every day.
With these extra points, you can redeem rewards faster – whether it's cash back in your pocket with gift cards to your favorite store, travel rewards, or charitable donations. It's a simple way to make the most of your everyday spending. Don't miss out on this limited-time offer. Start earning more today!
With these extra points, you can redeem rewards faster – whether it's cash back in your pocket with gift cards to your favorite store, travel rewards, or charitable donations. It's a simple way to make the most of your everyday spending. Don't miss out on this limited-time offer. Start earning more today!
Credit Card Perks
Low introductory rate
Choice of Visa® card design
Earn rewards for your spending
New Look, Same Great Rewards
We've given our Rewards portal a fresh new update to improve your experience. While the layout might look a little different and open in a new window, everything you know and love is still right where you need it. Once you're logged in, head to Account to see an overview of your transactions, order history, points and more — all in one convenient place. Your Rewards are just as easy to access but now with a refreshed look. View your Rewards here.
*Qualifying transactions, earning double the Rewards points for this offer must post to your credit card account between May 1 and July 31, 2026; and must have the required merchant category code (MCC) identifying the transaction as a car rental, lodging, train, bus line or cruise line purchase. Qualifying merchants include Car Rental Agencies (MCC 3351-3500); Lodging - Hotels, Motels, Resorts (MCC 3501-3999); Train/Passenger Railways (MCC 4112); Bus Lines (MCC 4131); Cruise Lines (MCC 4411); and Gas Stations (MCC 5541 and 5542). Transactions made at non-qualifying merchants do not apply, and Michigan First does not control how merchants are categorized or the date in which transactions are posted to your account. Michigan First does not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for this Rewards offer. Airlines and Air Carriers, Suburban and Local Commuter Passenger, and Taxicabs and Limousine merchant purchases are excluded; only purchases made with qualifying merchants noted within this disclosure are included. Cash advances and balance transfers are not eligible for Rewards. To earn bonus Rewards points, you must be a cardholder in good standing. All purchases are subject to credit approval. Terms and conditions are subject to change. Some restrictions may apply.