We make the process easy.
At Michigan First, you always have options.
Thank you for your interest in getting a loan with us
If you’re not a member of Michigan First, the first step is to stop by a branch and join.
Already a member? Awesome! You can apply for a loan in the following ways:
- Online Banking - once logged in, click on the loans tab and then "apply now"
- Michigan First Mobile App - once logged in, click on "apply now" from the home screen
- By Calling Us: 800.664.3828
- Visiting a Branch
The quickest and easiest way to apply is via Online banking or our mobile app. Both tools auto-populate your personal information that we already have on file to save you time. Of course, that doesn’t mean we don’t love hearing your voice on the phone or seeing your smile in person.
We offer a variety of different loans to meet your financial needs and goals.
- Recreational Vehicle (motorcycle, RV, camper, boats, ATV, etc.)
- Home Equity
- Personal Lifestyle
- Credit Cards
- Student Loans
- Savings Secured Loans
Information We’ll Need From You
Most loans can be applied for with basic information about yourself. You must be 18 years old and have your government-issued ID and proof of employer/income.
For Mortgages and Home Equity Loans, additional information is necessary. Please contact us if you have any questions.
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and elsewhere in Michigan.