Applying for a Loan

Experience banking undefined

We make the process easy.

At Michigan First, you always have options.

Thank you for your interest in getting a loan with us

If you’re not a member of Michigan First, the first step is to stop by a branch and join.

Already a member? Awesome! You can apply for a loan in the following ways:

The quickest and easiest way to apply is via Online banking or our mobile app. Both tools auto-populate your personal information that we already have on file to save you time. Of course, that doesn’t mean we don’t love hearing your voice on the phone or seeing your smile in person.

Loan Types

We offer a variety of different loans to meet your financial needs and goals.

Information We’ll Need From You

Most loans can be applied for with basic information about yourself. You must be 18 years old and have your government-issued ID and proof of employer/income.

For Mortgages and Home Equity Loans, additional information is necessary. Please contact us if you have any questions.

Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and elsewhere in Michigan.