Lending tailored to your needs
At Michigan First, we believe that loans and credit lines should provide you with the opportunity to achieve your goals and experience life to the fullest. From auto loans to home loans and everything in between, we offer competitive loan products at competitive rates.
Auto & Recreational Vehicles
Come to us for your next car - or next adventure. Whether you need a car to get from point A to B, or want a motorcycle or jet ski to feel the summer breeze through your hair, we can finance any type of vehicle you have your heart set on.
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Personal Loans
No matter which life stage you're experiencing, we're here to help you navigate all of life's moments. Whether you want to pay for your dream wedding, an important medical procedure, or a boat you've had your eye on, we have a customized loan for every dream and every need.
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MinuteMoney
More Month Than Money? Get cash quick with MinuteMoney. Whether you're facing an unexpected car repair, emergency medical expense, an unforeseen appliance repair, or another emergency that would put your finances in a tight spot, a MinuteMoney Emergency Loan can help.
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Credit Cards
Michigan First has a lot to offer. Our Rewards Credit Card rewards you for your purchases. If you are looking to build or establish your credit, our Secured Credit Card is right for you. The card is secured with funds from your Savings Account, and after 12 months of successful account management may make you eligible to apply for the Rewards Mastercard.®
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Home Equity Lines of Credit
A Home Equity Line of Credit can provide flexibility to finance large projects or pay down debt at lower interest rates than other loan types.
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Home Equity Loans
If your house is worth more than you owe on your mortgage, using the equity in your home is a great way to secure a low-cost loan. Our application process is easy, stress-free and provides endless opportunities for you and your family.
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Refinance an Existing Loan
Looking to refinance a loan you may have with another bank or credit union? Already have a loan with Michigan First, but your credit and financial situation may have changed? Say hello to better rates with our Rate Refresh program, which is available to Michigan First members. A quick review with one of our lending experts can help you see what options are available for new loan terms. Contact our lending team using the form below.
