Financial goals are not one-size-fits-all. Michigan First Credit Union can help you navigate life’s moments. We have a loan for every dream and every need.

Our personal loans can be used for:

  • Life Stages such as a wedding, a new baby, college tuition, or a new home
  • Unexpected Events such as a medical procedure, the passing of a loved one, the loss of a job, or auto repairs
  • Living Your Best Life with home updates, travel, debt consolidation, a new vehicle, or even a boat


Members can now apply for loans by logging into online banking or our mobile app for a more customized experience that populates the information you already have on file with us.

What’s a life event loan anyway?

This is the loan you can do whatever you want with (as long as it’s legal). If approved, you’ll borrow a set amount and have scheduled monthly payments with a fixed interest rate. Instead of putting large expenses on your credit card, using a personal loan can give you lower interest and predictable payments.

What if I don’t have stellar credit?

With a Savings Secured Loan, you use your savings account as collateral to take out a loan at a low rate. You can borrow anything from $500 up to the balance in your savings account. The Savings Secured Loan is excellent for people who need to build their credit back up to qualify for a larger loan!

Can I get a personal line of credit?

Yes, our Signature Line of Credit is a great option when you need some extra cash. It’s a preset credit limit that you can draw from at any time. We offer a fixed interest rate and access via online and mobile banking. Enjoy the peace of mind that comes from knowing you have extra money available!

With a customized loan from Michigan First, you can plan for both the expected and unexpected.


Loan debt protection

Michigan First offers the added benefits of loan debt protection insurance, in case something goes wrong and you are unable to make your loan payments.