Financial goals are not one-size-fits-all. Michigan First Credit Union can help you navigate life’s moments. We have a loan for every dream and every need.

Our personal loans can be used for:

  • Life Stages such as a wedding, a new baby, college tuition, or a new home
  • Unexpected Events such as a medical procedure, the passing of a loved one, the loss of a job, or auto repairs
  • Living Your Best Life with home updates, travel, debt consolidation, a new vehicle, or even a boat

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Members can now apply for loans by logging into online banking or our mobile app for a more customized experience that populates the information you already have on file with us.

What’s a life event loan anyway?

This is the loan you can do whatever you want with (as long as it’s legal). If approved, you’ll borrow a set amount and have scheduled monthly payments with a fixed interest rate. Instead of putting large expenses on your credit card, using a personal loan can give you lower interest and predictable payments.

What if I don’t have stellar credit?

With a Savings Secured Loan, you use your savings account as collateral to take out a loan at a low rate. You can borrow anything from $500 up to the balance in your savings account. The Savings Secured Loan is excellent for people who need to build their credit back up to qualify for a larger loan!

Can I get a personal line of credit?

Yes, our Signature Line of Credit is a great option when you need some extra cash. It’s a preset credit limit that you can draw from at any time. We offer a fixed interest rate and access via online and mobile banking. Enjoy the peace of mind that comes from knowing you have extra money available!

With a customized loan from Michigan First, you can plan for both the expected and unexpected.

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Loan debt protection

Michigan First offers the added benefits of loan debt protection insurance, in case something goes wrong and you are unable to make your loan payments.