FAQs
How can we help?
Find clear answers to common questions about banking, borrowing, mortgages, business services, digital tools and more. Browse by topic to quickly find the information you need - or contact Michigan First if you’d like personalized help.
- Select Filter by Tag
- 365 Live Contact Center
- About Us
- Auto Loans
- Banking Services
- Boat and RV Loans
- Business Checking Accounts
- Business Lines of Credit
- Business Loans and Lines
- Business Money Market
- Business Savings Accounts
- Business Term Loans
- Certificate Accounts
- Checking Accounts
- Credit Cards
- Digital Banking
- Down Payment Assistance
- Emergency Loans
- FHA Loans
- Finley
- HELOC
- Home Equity Loans
- Insurance
- IRAs
- Locations
- Membership
- MoneyKid Savings Account
- MoneyTeens Checking Account
- Money Market Accounts
- Mortgage Center
- Mortgage Refinancing
- MSHDA
- Online Learning
- Personal Loans
- Savings Accounts
- Security Center
- Seminars and Webinars
- Turning Point Loan
- Youth Accounts
- Wealth Management
Yes. Michigan First offers debit card access through eligible youth accounts. Finley is available for children ages 6–17 and gives parents tools to view purchases, set spending limits, freeze or unfreeze the card, and help their child manage money responsibly.
Finley is Michigan First’s youth banking and financial education experience for children ages 6–17. It combines a real account and debit card with age-appropriate lessons, quizzes, challenges, and rewards. Parents can monitor purchases, set spending limits, manage the child’s card, and use chores and allowances to help their child practice managing real money.
Michigan First offers youth banking options designed for different ages and stages. MoneyKids Savings Accounts help children begin saving, while MoneyTeens Checking Accounts give teenagers experience managing a checking account and debit card. Finley combines a real youth account and debit card with age-appropriate financial education and parental controls.