Use your Mastercard® Rewards Credit Card and Get a Boost to Your SavingsPlus Account!
Life is expensive, which makes getting the most out of your money so important.
If you have a Premier Checking Account and a SavingsPlus Account, you can qualify for a higher savings rate* by now using your Mastercard® Rewards Credit Card.
Choose the option that works best for you each month:
- 10 or more PIN-based debit card purchases, or
- NEW! 12 or more Mastercard® Rewards Credit Card purchases
It's an easy way to help your savings grow while using the payment method that's right for you.
Don't Have a Mastercard® Rewards Credit Card?
Open one today to qualify for this additional savings boost!
With a Michigan First Mastercard® Rewards Credit Card, you'll enjoy:
With a Michigan First Mastercard® Rewards Credit Card, you'll enjoy:
- 1.5 reward points per dollar on Michigan purchases
- 1 point per dollar on other purchases
- Redeem points for gift cards, travel, experiences, theme parks, concerts, sporting and theater events, and more. Points can also be used to donate to a Michigan charity.
- No annual fee or balance transfer fee
- Low interest rates
Resources
*In order to qualify for the SavingsPlus dividends you must fulfill all the conditions below:
(a) To qualify for bonus dividends, members must be enrolled in e-statements for both account and credit card statements. (b) Maintain a Michigan First Premier Checking Account. (c) Perform no more than 2 “in-person” and/or “mail-in” transactions a month. (d) Maintain a minimum of $400 deposited through Direct Deposit into the same account where they have SavingsPlus, Premier Checking, or a Credit Card. (e) Use your Michigan First Debit Card 10 or more times a month for signature based or PIN-based purchases (transactions made online and over the phone as well as those for which you choose credit and sign the receipt are considered signature-based transactions); OR use your Michigan First Rewards Credit Card 12 or more times a month for merchant purchase transactions. ATM transactions with either card type do not qualify. In order to qualify for the bonus SavingsPlus dividends rate, Debit transactions have to post within the month authorized; Credit transactions will be counted from the prior month's statement cycle. If you do not meet these conditions, you will receive the dividends shown under “SavingsPlus (without bonus dividends)”
(a) To qualify for bonus dividends, members must be enrolled in e-statements for both account and credit card statements. (b) Maintain a Michigan First Premier Checking Account. (c) Perform no more than 2 “in-person” and/or “mail-in” transactions a month. (d) Maintain a minimum of $400 deposited through Direct Deposit into the same account where they have SavingsPlus, Premier Checking, or a Credit Card. (e) Use your Michigan First Debit Card 10 or more times a month for signature based or PIN-based purchases (transactions made online and over the phone as well as those for which you choose credit and sign the receipt are considered signature-based transactions); OR use your Michigan First Rewards Credit Card 12 or more times a month for merchant purchase transactions. ATM transactions with either card type do not qualify. In order to qualify for the bonus SavingsPlus dividends rate, Debit transactions have to post within the month authorized; Credit transactions will be counted from the prior month's statement cycle. If you do not meet these conditions, you will receive the dividends shown under “SavingsPlus (without bonus dividends)”