Learn the Ins and Outs of Credit
Credit plays a huge role in both your personal and financial life. Despite it's significance, credit scoring and credit reporting are largely misunderstood. In this series, we take a deep dive into what makes up a credit score and share tips and tricks to effectively manage your credit and ensure you put your best foot forward when you need to to borrow.
Credit Recovery After the Holiday
Credit capacity can have a big impact on your overall credit score, and the holiday season typically comes with an increase in credit card usage. Join us for tips and tricks on how to recover your credit after the holiday spend! Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel provide guidance on:
- Boosting your score after the holidays
- The importance of Credit Capacity and paying down balances
- Strategies to pay off debt
Credit Score as an Asset
Understanding the importance of a credit score is key to maintaining a healthy relationship with yours. Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel walk you through:
- Coddling your credit
- Your credit score as a financial asset
- Your best financial friend? Your credit score!
Credit Score Basics
Learn the key details of what makes up a credit score! Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel walk you through the importance of:
- Payment History
- Credit Capacity
- Length of Credit
- Mix of Credit
- Recent Debt Accumulation
- The Do's and Don'ts of Credit
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.