Learn the Ins and Outs of Credit
Credit plays a huge role in both your personal and financial life. Despite it's significance, credit scoring and credit reporting are largely misunderstood. In this series, we take a deep dive into what makes up a credit score and share tips and tricks to effectively manage your credit and ensure you put your best foot forward when you need to to borrow.
Upcoming Virtual Seminars
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Previous Seminars
Discover how to use your credit score as a valuable financial tool and achieve financial success by watching our virtual credit seminar. This hour-long seminar will be hosted by Michigan First Credit Union's Chief Lending Officer, Jeff Fitrzyk, and AVP of Lending Operations, Brock Noel, who will provide you with expert guidance on managing your credit score and its impact on your finances.
Key discussion points:
- Why do credit scores matter?
- Credit Capacity – how to quickly improve your credit score
- Do’s and Don’ts during times of troubled credit
Learn the key details of what makes up a credit score! Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel walk you through the importance of:
- Payment History
- Credit Capacity
- Length of Credit
- Mix of Credit
- Recent Debt Accumulation
- The Do's and Don'ts of Credit
Let our expert Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel guide you towards credit success, covering the crucial do's and don'ts of credit factors in our virtual credit seminar: How to Navigate Your Credit Journey.
Key Discussion Points:
- Payment History
- Credit Capacity
- Length of Credit
- Recent Debt Accumulation
- Mix of Credit
Understanding the importance of a credit score is key to maintaining a healthy relationship with yours. Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel walk you through:
- Coddling your credit
- Your credit score as a financial asset
- Your best financial friend? Your credit score!
Credit capacity can have a big impact on your overall credit score, and the holiday season typically comes with an increase in credit card usage. Join us for tips and tricks on how to recover your credit after the holiday spend! Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel provide guidance on:
- Boosting your score after the holidays
- The importance of Credit Capacity and paying down balances
- Strategies to pay off debt
Your credit score impacts more than just your interest rate and approval odds. Join us for tips and tricks on how managing a good credit score can put money back into your pocket! Chief Lending Officer Jeff Fitrzyk and Underwriting Manager Brock Noel discuss:
- How a good credit score can save you money
- How credit applies to more than your lending products
- Additional areas of your life impacted by your credit score
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.