Virtual Homebuying Seminar Series

Discover the Possibilities of Home

Whether you're a first-time homebuyer or you're looking to downsize now that the kids have gone off to college, buying a home is one of the biggest financial decisions you will ever make - and the process can be stressful and confusing without the proper information. With this in mind, the Michigan First Mortgage team has put together a Digital Homebuying Seminar Series designed to provide you with all the tips and tricks necessary to make the home of your dreams a reality.

Upcoming Virtual Seminars

View our upcoming virtual seminars! Register today to uncover tips and important information that can help guide you on your homebuying journey.

Our next virtual seminar will be hosted by Dan Sugg, Michigan First Chief Mortgage Lending Officer, and will feature guest speakers Mark Covert (Mortgage Loan Officer, Michigan First Mortgage) and Mike Orr (Chief Reviewer, Equity Solutions).

Topics will include, but are not limited to:

  • Why you need an appraisal
  • The information that makes up an appraisal
  • Appraisal contingencies
  • How a low appraisal affects your mortgage
  • FHA vs. Conventional Appraisals
  • The difference between an Appraisal and an Inspection
  • How to prepare your home
  • Steps to take if you think your appraisal is inaccurate

 

Click Here to view event information.

Past Virtual Seminars

Missed a mortgage seminar? Don't worry - recordings of all previous sessions can be found here!

Please join us for the next seminar in our Virtual Mortgage Series will be hosted by Dan Sugg, Michigan First Chief Mortgage Lending Officer, and will feature guest speakers James Lutz (Mortgage Loan Officer, Michigan First Mortgage) and Breana Shimkus (Insurance Agent, Michigan First Insurance Agency).

Topics will include, but are not limited to:

  • What to look for in an insurance agent
  • What makes up the cost of Homeowners Insurance
  • When to buy Homeowners Insurance
  • Determining the amount of coverage you need
  • How to get the best rate as a first-time homebuyer
  • Why Homeowners Insurance is needed
  • Homeowners Insurance and closing costs

 

 

Click Here to view the seminar.

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Our next virtual seminar will be hosted by Dan Sugg, Michigan First Chief Mortgage Lending Officer, and will feature industry expert guest speakers Bonnie Pappas (Senior Mortgage Loan Officer, Michigan First Mortgage) and Deborah Falzon (Realtor, Keller Williams Milford).

Buying a new home is such an exciting milestone, but when you also have to sell your current home at the same time, the process can become hard to navigate. We're here to help! Please join us for our next virtual seminar, dedicated to preparing you for the challenges that come with simultaneously buying and selling. 

Topics: 

  • When to obtain a mortgage pre-approval.
  • Getting your property ready to go on the market.
  • Preparing a seller's net sheet.
  • Listing your home.
  • Determining the right offer for you. 
  • Putting your house on the market within 24 hours of an offer getting accepted. 
  • Coordinating both closings.

 

Click Here to view the seminar.

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Hosted by Michigan First's Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar focused on purchasing investment properties or second homes, and featured two industry expert guest speakers - Carrie Buscemi (Loan Officer, Michigan First Mortgage) and David Soble (Managing Attorney, Soble PLC).

Topics:

  • Mortgage requirements for an investment property or second home
  • Documents needed for the pre-approval process
  • Acceptable properties
  • Pros and cons of being a landlord
  • How to handle an eviction

 

Click Here to view the seminar.

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Hosted by Michigan First Mortgage's own Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar featured guest speakers Jeff Hambright (Michigan First Mortgage) and Randall Hambright (Keller Williams, Royal Oak).

Topics:

  • What are first time homebuyer programs?
  • Pros and cons of each
  • What is the process for first time homebuyers?
  • Structuring an offer based on the program you choose
  • Finding a Realtor familiar with the program
  • Partnering with your lender and Realtor

 

Click Here to view the seminar.

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Hosted by Michigan First Mortgage's own Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar featured guest speakers Aleia MacDonald (Financial Advisor, Michigan First Wealth Management Group) and Staci Nichols (Mortgage Loan Officer, Michigan First Mortgage).

Topics: 

  • Evaluating your finances to ensure you are financially sound
  • Strategies for saving/investing for homeownership
  • What mortgage lenders consider when evaluating your finances
  • The importance of a down payment in the mortgage process
  • Costs associated with closing on a new home — and maintaining it
  • Interest paid vs. Interest earned

 

Click Here to view the seminar.

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Hosted by Michigan First Mortgage's own Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar featured guest speakers Mark Romano (Broker/Owner of Realty Executives Hometown Dream House), and Al Crawford (Mortgage Loan Officer, Michigan First Mortgage). 

Topics:

  • Knowing when you're ready to sell: upsizing and downsizing to fit your needs
  • How to choose a Realtor and Mortgage Lender for your new home
  • What to expect when selling: appraisals, equity, and inspection
  • Understanding the costs of selling and moving
  • Tips and tricks to selling quickly

 

Click Here to view the seminar.

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Whether you're a first-time or an experienced homebuyer, the Michigan State Housing Development Authority (MSHDA) offers mortgage assistance that can be used toward a down payment, closing costs, or more.

Hosted by Michigan First Mortgage's own Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar featured guest speakers Darren Montreuil (MSHDA Business Development Specialist), and Kyndal McAllister (Mortgage Loan Officer, Michigan First Mortgage).

 Topics:

  • With MSHDA loans, homebuyers can qualify for mortgage assistance from the Michigan State Housing Development Authority
  • Program options: Michigan home loan vs. Michigan home loan flex
  • Assets, down payment and credit score requirements
  • Appraisal guarantees
  • Not just for first-time homebuyers
  • Buy a home for less than getting into an apartment

 

Click Here to view the seminar.

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Hosted by Michigan First Mortgage's own Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar shared tips and important information to ensure a smooth and successful homebuying process.

Guest Speakers:

  • Bill Fowlkes | Partner Experience Manager, GreenPath Financial Wellness
  • James Lutz | Mortgage Loan Officer, Michigan First Mortgage

Topics:

  • Creating a spending plan
  • What makes up a credit report
  • Know your credit score
  • Understanding different types of credit
  • How your credit affects your mortgage application

 

Click Here to view the seminar

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Hosted by Michigan First Mortgag's own Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar shared tricks to prepare you for buying a home. 

Guest Speakers:

  • Tramar Clay | Real Estate Professional
  • Kyndal McAllister | Mortgage Loan Officer, Michigan First Mortgage

Topics:

  • Obtaining a pre-approval
  • Getting your credit in shape
  • Making a strong offer
  • The current state of the housing market
  • How to handle multiple offer situations
  • The difference between FHA and Conventional loans

 

Click Here to view the seminar.

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Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.