FAQs
Answers to common questions about banking and all things Michigan First.
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Find clear answers to common questions about banking, borrowing, mortgages, business services, digital tools and more. Browse by topic to quickly find the information you need - or contact Michigan First if you’d like personalized help.
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Mortgage
You may be able to qualify for a mortgage even if your credit is not perfect. Michigan First offers mortgage programs with different credit requirements, including FHA and Turning Point Home Loans, which may provide more flexible qualification options. Approval still depends on your complete financial profile, including your income, debts, credit history, down payment, and the mortgage program you choose.