Qualifying Summer Fun and Back-to-School Purchases Receive Double Rewards*

When you shop with your Experience Michigan First Rewards® Visa® you’ll earn double rewards points on qualifying purchases for gas, clothing, groceries, back-to-school supplies, dorm essentials and home goods that post to your account between July 1, 2019, and September 30, 2019.*

Earn 2x Rewards on things like:

  • Gas
  • Clothing
  • School supplies
  • Dorm essentials
  • Home goods
  • Groceries
  • And more!

These rewards are only one reason to have an Experience Michigan First Rewards® Visa® card, but there are many other benefits to having our card in your wallet:

  • No annual fee or balance transfer fee
  • Music downloads
  • Rebates on Michigan travel and experiences
  • Earn reward points for using our credit card and extra points for spending in Michigan
  • Access to your card through your digital wallet
  • Redeem rewards points for gift cards, merchandise, travel and more


*Qualifying transactions, earning 2X rewards for this offer, must post to your account between July 1 and September 30, 2019 and must have the required merchant code signifying the transaction as a retail or gasoline purchase. Qualifying retail merchant codes include: 5192 and 5942 (Book Stores, Periodicals, and Newspapers); 5943 (Office/School Supply Stores such as Office Max/Depot); 5719 (Miscellaneous Home Furnishings such as Bed Bath & Beyond); 5200 (Home Supply Warehouse Stores such as Home Depot and Lowe’s); 5300 (Wholesale Clubs such as Sam’s Club and Costco); 5310 (Discount Stores such as Target and Walmart); 5311 (Department Stores such as JC Penney and Kohl’s); 5411 (Grocery Stores); 5611, 5651, and 5691 (Family Clothing Stores such as TJ Maxx, Marshalls, Old Navy, Tommy Hilfiger, American Eagle, and North Face); 5732 (Electronic Stores such as Best Buy); and 5912 (Drug Stores and Pharmacies such as CVS, Rite Aid, and Walgreens). Qualifying gasoline/fuel station merchant codes include 5541 (Pay Inside) and 5542 (Pay at the Pump). Transactions made at non-qualifying merchants do not apply, and Michigan First does not control how merchants are categorized or the date in which transactions post to your account. Michigan First does not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for the bonus rewards offer. Cash advances and balance transfers are not eligible for rewards. To earn bonus reward points, you must be a cardholder in good standing. Bonus point rewards from qualifying transactions will be posted to your rewards account approximately 10 working days after the previous months’ purchase activity. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions may apply.