Special Offers for New and Current Experience Michigan First Rewards® Visa® Cardholders

New cardholders can receive 3.99% annual percentage rate (APR) on eligible balance transfers.1

New Visa® credit card accounts with an open date of January 1, 2020 through March 31, 2020 can receive 3.99% APR for six months after the 1st qualifying balance transfer post.

This low introductory rate is just one reason to open a credit card. Additional benefits include:

  • No annual fee or balance transfer fee.
  • An attractive annual percentage rate (APR).
  • Earn rewards points for using our credit card and extra points for spending in Michigan.
  • Redeem rewards points for gift cards, merchandise, travel, and more.
  • Ability to set card security controls and alerts

Cardholders with active accounts opened prior to January 1, 2020 can also enjoy 3.99% APR on balance transfers.1

Take advantage of this low rate and transfer high interest balances from other cards to save money on your payments. Any balance transfer posted to your account between January 1, 2020 and March 31, 2020 will receive 3.99% APR through and including the 7th monthly statement after the 1st qualifying balance transfer.

If you’re interested in a Rewards credit card or simply want to learn more about this offer, call our 24-hour loan center at 866.933.6333.


1 Qualifying balance transfers must post to your account between January 1, 2020 and March 31, 2020. Beginning with the 8th statement after the 1st qualifying balance transfer, any remaining balance from this promotion will revert back to the standard rate for the card. This offer applies to new balance transfers only. 3.99% APR promo rate applies to balances from a non-Michigan First credit card. All balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions subject to change. Some restrictions may apply. Merchandise transactions and cash advances are excluded from this promotional offer. Limited time offer.