Become a Member

Open an account now to get started with your membership. The process is quick and easy!

Just a few of the reasons you'll love Michigan First:

Available 24/7/365
Personalized service from local pros
Nearly 30,000 fee-free ATMs nationwide

At Michigan First, your membership goes beyond banking

Joining Michigan First opens up both your finances and your future to a world of possibility. Our team understands that your financial situation is unique to you, and our solutions are not one-size-fits-all. Open an account today and begin your partnership with Michigan First!

With your membership, you qualify for the many additional benefits of joining a credit union with nearly 100 years of history:

  • We have a local call center that's open 24/7, 365 days a year

  • We make sure our members have the opportunity to start fresh. We don't let your past financial choices define your future

  • We're dedicated to community giving; our efforts support local charities, businesses and organizations

  • You'll have access to 1,600+ surcharge-free CO-OP ATMs across Michigan and 30,000+ ATMs nationwide

  • We offer competitive rates for auto loans, personal loans and more

Resources at your fingertips

Find us in your neighborhood

We believe in getting to know you personally and building a banking experience that’s unique to you. Stop in to a branch near you and let our experts provide guidance tailored around your financial needs. 

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Michigan First is a full-service credit union with branches that are easily accessible around Michigan, including Metro Detroit, Grand Rapids and Lansing. Membership is open to anyone who lives, works or worships in the state of Michigan.