Start Paying Off Outstanding Credit Card Balances

It’s time to start making changes to live a healthier lifestyle. While many focus on diet and exercise, it’s important to also consider decisions that pertain to the health of your personal finances. Reducing outstanding credit card balances is a starting point for getting your finances in tip-top shape. What is an outstanding balance? It …

Continue Reading

Considering an Early Retirement Offer: Should You Take It?

In today’s corporate environment, where cost cutting, restructuring, and downsizing are the norm, many employers are offering their employees early retirement packages. As you near retirement age, you may find yourself confronted with an offer from your employer for early retirement. Your employer may refer to the offer as a “golden handshake” or a “golden …

Continue Reading

Four Steps to Build a Strong Financial Foundation

Most people have good intentions about saving money and investing for the future. It’s easy to think that you will begin to save and invest when you reach a more comfortable income level, but the longer you put it off, the harder it will be to accumulate the amount you may need for an emergency …

Continue Reading

Why You Should Plan For Your Future Right Now

by Michael Poulos, President/CEO of Michigan First Credit Union Keeping Your Balance is a blog brought to you by Michigan First Credit Union and The Oakland Press. For younger people, the future can seem like a distant dream. If you’re just starting your career, it’s hard to imagine that 30 years from now, you’ll be …

Continue Reading