Start Paying Off Outstanding Credit Card Balances

It’s time to start making changes to live a healthier lifestyle. While many focus on diet and exercise, it’s important to also consider decisions that pertain to the health of your personal finances. Reducing outstanding credit card balances is a starting point for getting your finances in tip-top shape. What is an outstanding balance? It …

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Are You Ready to Retire?

Ah, retirement. If TV commercials are to be believed, you’ll spend it taking long walks on the beach dressed all in white and frolicking in slow motion with well-behaved grandkids. But wait – who’s paying for that beach house and all those white linen shirts? You, that’s who. Are you ready to retire? It’s a …

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Auto Insurance Terms You Need to Know

Whether your vehicle is for your business or your home, your auto insurance policy is sure to be riddled with confusing jargon. That’s why Michigan First Insurance Agency is here to help you understand your insurance policy every step of the way. Learn the basics of auto insurance with this glossary: At Fault: The party that …

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How to Decide if You Need a New Car

When the new model year rolls out it can be tempting to head to the dealership and sign for a new car. But now might not be the best time. So when is a good time to buy a car? It’s different for everyone. Here are a few questions to see if it’s the right …

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Calling all Consumers – Be Aware of Phone Scams

Most of the time, unsolicited calls (like those from telemarketers) are simply annoying, but it’s important to recognize when the call is a scam. Recently, there have been an increasing number of illegal calls with a scam artist or even “robocaller,” a recorded voice, on the other end trying to get consumers to answer “yes” …

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Five Reasons You Need to Protect Yourself with Renter’s Insurance

If you’re renting a home, condo, townhouse, or apartment now or plan to in the future, here are some insurance tips to consider. Renter’s insurance will cover the cost of belongings lost in a fire due to lightning, a windstorm or hailstorm. Losing your belongings in a fire or storm can be devastating. Luckily, those …

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Cut your Impulse Spending With These Four Simple Tricks

What is impulse buying? For me it’s when you run into Target for salsa and walk out with a new notepad, book, or clothing that I just had to have. For you, maybe it’s that random Amazon Daily Deal that you totally needed. Whatever your impulse spending culprit may be, here are a few tricks …

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Fast Food Frenzy: Best Chicken Nuggets for Your Buck

Going out to eat is all fun and games until you realize how much it’s killing your budget. From the $1 McDonald’s soft drink to the lavish four-course Taco Bell meal, every dollar counts when you’re on a budget. That’s why Rachel and I set out to find the best deal on chicken nuggets. The …

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A Wedding Guest’s Guide to Not Going Broke

Spring is the official start of wedding season. Buying a gift, finding an outfit, and traveling to the wedding can start to add up quickly. The Michigan average cash gift is $104 and the national average is $160, according to wedding-registry website Tendr, based on data from the 2016 wedding season. We’ve got some tricks …

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How to Recover After a Financial Setback

  We’ve all been there. Financial disasters happen. You may have lost your job, gotten into an accident, or a number of other things. Disasters take a toll on your finances and your well-being. It might take some time but it is possible to rebound and get back on track. Take a Deep Breath – …

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