Tips for Saving Money on a Summer Road Trip

One of the best parts of summer is going up north to the lake or down to visit a relative you don’t often see. Whatever your reason for taking a road trip, follow these tips to remember the trip for the memories made and not the money spent. 1. Schedule a Tune-up An easy way …

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Start Paying Off Outstanding Credit Card Balances

It’s time to start making changes to live a healthier lifestyle. While many focus on diet and exercise, it’s important to also consider decisions that pertain to the health of your personal finances. Reducing outstanding credit card balances is a starting point for getting your finances in tip-top shape. What is an outstanding balance? It …

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Seven Affordable Date Ideas to Help You Prioritize Date Night

Photo by Amy Paulson Photography Written by Peg Theobald “A successful marriage is not something that just magically happened. It’s something that was built upon years of love, patience, loyalty, kindness, passion and understanding.” – Unknown After having our second child, my husband and I were struggling in our relationship. Of course, the lack of …

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Money Lessons My Mother Taught Me

Growing up in my house meant many things, but it never meant being afraid of your finances. There are six money lessons that my mother taught me which have stuck with me all of my life and have allowed me to be in control of my money. Never Buy Anything Full Priced (If You Can) …

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How to Recover After a Financial Setback

  We’ve all been there. Financial disasters happen. You may have lost your job, gotten into an accident, or a number of other things. Disasters take a toll on your finances and your well-being. It might take some time but it is possible to rebound and get back on track. Take a Deep Breath – …

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The Five Smartest Ways to Use Your Tax Refund

Tax season is officially upon us. A tax refund may feel like free money and it can be tempting to spend it on a vacation or big ticket item. Instead of splurging your tax refund this year, here are five ways to make your refund count. Pay Off Some Debt – One of the smartest …

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Get Your 2017 Finances in Shape

The start of a new year is an ideal time to start thinking about what you’d like to accomplish during the next 12 months. Maybe you want to start eating more vegetables and hitting the gym to improve your well-being. While this is a great resolution, think about your financial health too! Consider what financial …

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3 Ways to Save for Your Child’s Education

With the ever-rising cost of college tuition in the United States, many parents begin worrying about how to pay for their child’s education immediately after birth – and sometimes, well before that! Opening a savings account in your child’s name might seem like a good idea, but a large amount of cash in the student’s …

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Can Money Buy Happiness?

by Janelle Witting Keeping Your Balance is a blog brought to you by Michigan First Credit Union and The Oakland Press.    J-Lo said “Love Don’t Cost a Thing.” The Beatles said money “Can’t Buy Me Love.” But can money buy happiness? You’ve heard that poor people can still be happy, and that rich people are …

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Feeding Your Dog on a Budget

by Janelle Witting When I was a new dog mom, I scoured the Internet forums trying to find the best dog food for my precious Ruby. The number one thing I learned is that people are crazy. The second thing is that no matter what dog food you settle on for your dog, someone is …

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