What is Errors and Omissions Insurance?

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We’re all human. Unfortunately that means sometimes errors are made. That’s why businesses needs errors and omissions insurance. As a business owner, a minor mistake could result in a major financial loss for your client. Even if your business isn’t at fault for the loss, you could get sued anyway. Errors and Omissions insurance will …

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Five Reasons You Need to Protect Yourself with Renter’s Insurance

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If you’re renting a home, condo, townhouse, or apartment now or plan to in the future, here are some insurance tips to consider. Renter’s insurance will cover the cost of belongings lost in a fire due to lightning, a windstorm or hailstorm. Losing your belongings in a fire or storm can be devastating. Luckily, those …

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Five Life Changes to Tell Your Insurance Agent About

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Life is constantly changing, but what does that mean for your insurance needs? Surely they don’t change that often, do they? You might be surprised that an annual review of your insurance policies could provide strategic changes to either enhance your policy or save you money. Here are a few life events that typically warrant …

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Seven Things to Consider When Purchasing Homeowner’s Insurance

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Choosing the right home and contents (meaning everything in your home) insurance involves more than simply valuing your assets and choosing the cheapest premium. Insurers design different insurance products to suit a broad customer base, so it’s important to make sure the insurance you buy covers those inclusions that are important to you. Here are …

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Winter is Coming: Get the Most From Insurance Claims

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Winter is coming. (Any Game of Thrones fans out there?) In Michigan, we can get some pretty crazy weather during the colder months, which often leads to some sort of damage to the home. Leaks, floods, ice damage, roof problems from snow accumulation, freeze-thaw damage, etc. can wreak havoc on your home. If the damage is …

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How Pet Insurance Can Help You Save

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by Abby Meirndorf, Marketing To some people, pets are part of the family. When they get sick or hurt, it’s particularly scary because they can’t tell you what’s wrong. However, receiving those medical bills may be even more scary! Visits to the vet or emergency room with your pet are not cheap. My puppy recently …

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4 Post-College Money Struggles

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by Abby Meirndorf, Marketing College. It’s the best four years of your life. Everyone warns you, “Enjoy it while it lasts because it flies by.” I should have taken them seriously. College allowed me to be on my own for four years, and the last thing I wanted to do was move back in with …

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What to Know About Recreational Vehicle Insurance

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by Abby Meirndorf, Marketing Motorcycle insurance, ATV insurance, RV insurance? Yes, if you are looking to purchase a motorcycle, ATV or RV, you must have insurance. It’s mandatory across most of the United States. Usually, the minimum coverage required is liability coverage for any of these vehicles. Of course, there are always more options! Motorcycle: …

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3 Things to Know About Mortgage Insurance

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What is mortgage insurance and how does it work? Mortgage insurance is designed to lower the risk to the lender. With mortgage insurance, you may qualify for a loan you might not be able to get otherwise. It’s primarily for home buyers making a down payment of 20% or less. While it does increase the cost …

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