Cut your Impulse Spending With These Four Simple Tricks

What is impulse buying? For me it’s when you run into Target for salsa and walk out with a new notepad, book, or clothing that I just had to have. For you, maybe it’s that random Amazon Daily Deal that you totally needed. Whatever your impulse spending culprit may be, here are a few tricks …Continue Reading

The Pros and Cons of a Store Credit Card

Store credit cards might get a bad rap, since some people who get them aren’t the best at money management. But if you take the time to think carefully and avoid making the impulse decision at the counter, opening a store credit card could work out in your favor. PROS? The initial discount you get …Continue Reading

3 Ways a Credit Card Can Help You

by Janelle Witting Credit cards get a bad rap – mostly because some people don’t use them responsibly. The reality is that when used correctly, credit cards can be a valuable asset and a great tool for building a solid credit history. Boost your credit score. If you have poor or limited credit history (say, …Continue Reading

3 Credit Mistakes Made at Any Age

Keeping Your Balance is a blog brought to you by Michigan First Credit Union and The Oakland Press. At Michigan First, we’re all about making sure you’re being smart with your money. That’s why we offer a biannual Credit Seminar, where our CEO Michael Poulos gives a crash course on building and maintaining good credit. …Continue Reading