Buying A Car: New or Used?

Buying a car can be stressful and even a bit overwhelming.

Before you even start to look for some new wheels, though, you need to make a decision: new or used? Here are some things to consider when making your decision.


  • Customization. You can pretty much get whatever you want, provided you’re willing to pay for it. Color, engine, interior features – you don’t have to settle for anything less than your perfect car.
  • Not used. Yeah, obvious. But your new car hasn’t been in any accidents, wasn’t someone’s mobile ashtray, and doesn’t have any mysterious stains on the seat. You know exactly who the previous owners are: no one.
  • Warranty. While it’s possible to get a good warranty on a used car, the new-car warranties are included and are often much better than those for used cars.
  • Latest and greatest. New cars have the best, most tricked out gadgets inside, as well as state-of-the-art safety features and, typically, better fuel efficiency.


  • Price. A used car costs less than a new car. The price hike from a 2016 to a 2017 model of the same car is pretty significant, so you could save a lot of money just by sacrificing a few bells and whistles.
  • Depreciation. Cars depreciate in value rapidly in their first year. With a used car, you don’t have to worry about that. Also, the stress of a small parking lot ding or a chip in the windshield is much less with a 2013 Chevy vs. a 2018 BMW.
  • Insurance. Used vehicles tend to be less expensive to insure. And if you research ahead of time, you can make sure to pick a model that doesn’t have higher-than-average insurance rates.
  • Choice. You don’t have the perks of full customization with a used car, but a ton of options exist out there. You can be picky. This is a big decision!

Pros and cons exist with both types of vehicles. The important thing is to get a clear idea of what you want and what features in a car are a priority. For me, I don’t care about the tech-heavy interior with a crushing sound system or [insert cool features about an engine here.] I care about price, fuel efficiency, and air conditioning. But other people invest a lot of time and effort into their cars, so the process is understandably more complex.

What about you? New or used? Leave your comments below!

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  1. Tyler Meredith

    I like that you mention some of the benefits of both used and new cars. It makes sense that used cars are generally cheaper and depreciate less than new cars but don’t have the customization or features of new cars. This is something to keep in mind for my next car because I want to make sure it’s safe and reliable for my family so it could be worthwhile to look at new cars if they’re still in my budget.

  2. Ashley Turns

    Thanks for mentioning that used cars are actually cheaper to insure, especially if you pick a model that already has a lower rate. My husband and I have decided that it is time to buy a new Chevrolet vehicle since our old car is on its last legs and we were wondering if we should go with a new or used model. We will definitely be going with a Chevrolet model that is of the latter so that we can pay cheaper insurance rates.

  3. Deb Pearl

    That is great that used vehicles tend to be less expensive to insure. My husband and I have been thinking of buying a used car for our kids to use. I’m glad that if we get a used car for them, then it will cost less to insure. Thank you for comparing buying a new car or a used car.

  4. Deb Pearl

    That is really nice that when you buy a new car the warranties are included and much better than used cars. I have been wondering if I should buy a new car or a used one. I might have to go with a new car if they come with warranties. Thank you for the information!

  5. Ridley Fitzgerald

    Thanks for the advice for buying a car. My wife and I think that a used one will be best, and reading this just reinforces that idea. It’s great that we can save so much money by buying one.

  6. Hazel Owens

    That’s good to know that even just a year difference in cars can change the price of a car significantly. My son is looking to buy a car so I’m trying to help him find one he can afford. He would definitely be able to afford a used car more than a new but we’ll have to find a place that does financing for used cars since he won’t be able to pay it all up front.