With the year soon coming to an end, people are already starting to think of their resolutions for 2017. For many, gaining better control of finances is at the top of their list. But there’s often a disconnect between setting a New Year’s resolution and actually following through with it. Luckily, there are a variety of great financial planning apps currently available that make it easier than ever to manage your money. To give you a head start, here are some of our favorite financial planning apps to help you accomplish your 2017 goals.
Consistently ranked one of the best budget apps for years, Mint
is the perfect financial companion. Connect the app to your bank and credit cards, and it will use the details to create a customized budget just for you. The free, secure platform also alerts you to any unusual charges, reminds you when a bill is due and offers spending tips to help reduce the amount you spend each month. Mint also provides a free credit score to give you a top-level view of your personal finances.
Do you ever wish you could figure out exactly what you’re spending money on? Spendee
is a financial planning app that does just that – linking to your credit cards and bank accounts to categorize the purchases you make using beautiful graphs and charts. This information can then be used to spot trends in your spending, and help you make better purchasing decisions in the future.
is a day-by-day financial planning app that is most effective for students and others with relatively small, set monthly incomes. Simply input your monthly income, and the tool will tell you how much you can afford to spend each day. Enter your expenses as you make them and try to stay within your budget goals each month.
If one of your New Year’s resolutions for 2017 is to better save for retirement (and it’s never too early!), then Acorns
is a great finance app to help. Utilizing a practice called ‘micro-investing,’ the platform connects to your credit cards and rounds up the purchases you make on it to the nearest dollar. That extra change is then deposited directly into an investment account, and diversified across thousands of stocks and bonds. You can even set up recurring investment and watch your wealth grow over time.
5. Michigan First Mobile
The best way to manage your Michigan First account is with our easy-to-use app, Michigan First Mobile
. It allows you to view your transaction history, check balances, transfer funds and pay bills on the go. You can also use the app to remotely deposit checks, locate nearby branches, make loan payments and much more!
If you’d like professional help with your financial planning goals, reach out to a Michigan First Credit Union representative to set up a discussion meeting today!
What financial planning apps do you recommend for the New Year? Let us know in the comments below!