Two Super Deals

A SUPER deal deal for new cardholders. 2.99% APR introductory rate on NEW Experience Michigan First Rewards Visa Cards*

New cardholders can receive 2.99% annual percentage rate (APR) on eligible purchases and balance transfers*

New Visa® credit card accounts with an open date of January 1, 2018, through March 31, 2018, can receive 2.99% APR through October 7, 2018, on qualifying purchases and balance transfers that post by March 31, 2018.

This low introductory rate is one reason to open a credit card, but there are many benefits to having our card in your wallet:

  • No annual fee or balance transfer fee.
  • An attractive annual percentage rate (APR).
  • Earn reward points for using our credit card and extra points for spending in Michigan.
  • Redeem rewards points for gift cards, merchandise, travel, and more.

Cardholders with active accounts opened prior to January 1, 2018, can enjoy a 2.99% APR on balance transfers**

Take advantage of this low rate and transfer high interest balances from other cards to save money on your payments. Any balance transfer posted to your account between January 1, 2018, and March 31, 2018, will receive 2.99% APR through the October 7, 2018, statement.

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*New card accounts with an open date of January 1, 2018, through March 31, 2018, can receive 2.99% APR through October 7, 2018, on qualifying purchases and balance transfers that post by March 31, 2018. Qualifying transactions must post to your account between January 1, 2018, and March 31, 2018. Beginning with the November 2018 statement, any remaining balance from this promotion will return to your assigned rate at the time your Visa was opened. All purchases, cash advances, and balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions subject to change. Some restrictions may apply. Cash advances are excluded from this promotional offer. Limited time offer.
**Any balance transfer posted to your account between January 1, 2018, and March 31, 2018, will receive 2.99% APR through the October 7, 2018, statement. Balance transfer of existing Michigan First loans are not eligible. Qualifying balance transfers must post to your account between January 1, 2018, and March 31, 2018. Beginning with the November 2018 statement, any remaining balance from this promotion will revert back to the standard rate for the card. This offer applies to new balance transfers only. 2.99% APR promo rate applies to balances from a non-Michigan First credit card. All balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions subject to change. Some restrictions may apply. Cash advances are excluded from this promotional offer. Limited time offer.