Earn 2X Rewards this Holiday Season!

Earn 2x Points With the Experience Michigan First Rewards Visa

Holiday shopping is almost here! This holiday season, Experience Michigan First Rewards VISA® cardholders will earn double points for all transactions made at qualified retail and grocery stores that post to their account between now and December 31, 2017.*

Experience Michigan First Rewards VISA® cardholders already receive 1.5 points per $1 spent at Michigan merchants and 1 point per $1 spent at all other merchants. During this promotion they will receive 3 points per $1 spent at qualified Michigan merchants, and 2 points per $1 spent at all other qualified merchants.

Qualifying merchant codes include 5300 (Wholesale Clubs), 5310 (Discount Stores), 5311 (Department Stores), 5411 (Grocery Stores), and 5651 (Family Clothing Stores)

Redeem your points in unique ways, such as:

  • Rebates on Michigan travel and experiences
  • Gift cards to Michigan-based stores
  • Plus other national-level rewards
  • Donate to a Michigan charity
  • Music downloads
  • Gift cards to national retailers and more


* Qualifying transactions, earning 2X rewards for this offer must post to your account between October 1 and December 31, 2017 and must have the required merchant code signifying the transaction for purchases at retail and grocery stores. Qualifying merchant codes include: 5300 (Wholesale Clubs), 5310 (Discount Stores), 5311 (Department Stores), 5411 (Grocery Stores), and 5651 (Family Clothing Stores). Transactions made at other merchants do not apply and Michigan First does not control how merchants are categorized or the date in which transactions post to your account. Michigan First does not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for the bonus rewards offer. Cash advances and balance transfers are not eligible for rewards. To earn bonus reward points, you must be a cardholder in good standing. Bonus point rewards from qualifying transactions will be posted to your rewards account approximately 10 working days after the previous months’ purchase activity. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions may apply.