Mortgages

Owning a home is a dream for many people. Our team is here to make that dream come true. Michigan First Mortgage is a full service mortgage company specializing in servicing the state of Michigan. We’ve got competitive rates and flexible options. Our goal is to tailor our service to help you get the perfect home with a loan that fits your needs.  Additionally, we’ll let you know what you need to do before you purchase a home to help you avoid any mishaps. We’re here for you every step of the way!

Mortgage Servicing

Michigan First services all new mortgages through Michigan First Mortgage, as well as older mortgages made through the Mortgage Center. Michigan First will directly collect mortgage payments and manage escrow distributions for insurance and taxes. We’re now offering improved and local personalized service that we’ll deliver day in and day out. We are here for you if you have questions or need help with the servicing of your mortgage. Click to view Mortgage Servicing FAQs.

Home Equity Loan

If you need some extra cash to transform your home from lousy to luxurious, we can help you with a home equity loan. Just like a vehicle loan or a mortgage, we give you the cash and you pay us back in installments. For more information, view rates and home equity loan originators here.

Home Equity Line of Credit (HELOC)

Do you need extra money to pay for everyday expenses? Tuition, vacations, paying off high-interest loans – all of this can be yours with a home equity line of credit. It’s a flexible loan, borrowing the money from your house to get you out of a jam or to spruce up your ‘70s kitchen. We have low variable rates, a seven-year time period to access your credit and low closing costs. Need more? We have an interest-only line of credit with a 10 year draw period and 10 year repayment. Plus, forget about hidden fees – we don’t have them! For more information, view rates and home equity loan originators here.