Our Experience Michigan First Rewards® Visa® cardholders earn 1.5 points per dollar on every purchase made in Michigan, and 1 point per dollar for purchases made outside of the state. With no annual fee, no balance transfer fee, and low interest rates, you can save some serious cash!

The coolest perks? Redeem your points in unique ways, such as:

  • Gift cards to Michigan-based stores
  • Donate to a Michigan charity
  • Music downloads
  • Gift cards to national retailers and more


Click here to learn how Visa® protects your card.

View credit card disclosures and fees