Whether you want a card that earns points for spending, or one that can help repair your credit, Michigan First offers cards for any wallet.

Coming Soon: Newly Designed Credit Cards

Credit Card Bridge DesignSolid Color Credit Card DesignSolid Color Credit Card DesignSand Dunes Credit Card DesignFall Forest Credit Card DesignGrand Rapids Credit Card DesignGreektown Credit Card DesignSkyline Credit Card DesignWayne State Credit Card Design

Experience Michigan First Rewards® Visa®

  • Earn 1.5 reward points per dollar on purchases made in Michigan and one point per dollar on other purchases.
  • No annual fee, no balance transfer fee, and low interest rates.
  • Redeem reward points for gift cards, Michigan travel and experiences, or donate to a Michigan charity.

 

Members can now apply for loans by logging into online banking or our mobile app for a more customized experience that populates the information you already have on file with us.

See the current credit card promotion here.

Secured Visa®

  • A great tool to help establish or rebuild credit, this card is secured by the funds in a Michigan First savings account.
  • After 12 months of successful account management, cardholders may be eligible to apply for the Experience Michigan First Rewards® Visa®.

Click here to learn how Visa® protects your card.

View Experience Rewards Visa disclosures and fees

View Secured Visa disclosures and fees