Visitors to Michigan First’s websites will remain anonymous prior to logging in or entering information into any forms. We do not collect personal identifying information about visitors to our websites prior to login or form completion. Our servers collect standard non-identifying information about visits to our websites, such as date and time visited, IP address, city, state, country and traffic patterns of page visits. This information is used to compile standard statistics on website usage and traffic patterns.

If you have provided identifying information via email or form (e.g., name and address), your information will not be sold and may only be transferred to third parties if it directly relates to a product or service you use that is contracted through one of our joint partnerships (i.e. our credit card vendor, mortgage provider, etc.). We may also use the information for internal statistical purposes or to send you communications about products and services you have requested. Unless you ask us not to, we may contact you in the future to tell you about new products or services you may have potential interest in.

We are committed to the security of personal information and make every effort to ensure that whenever possible. When you submit sensitive information via our website, your information is protected both online and offline. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning for the address of the web page.

Our website contains links to other sites. If you select an external link from any of our web pages, you are leaving our site pages and we cannot be held responsible for any information that may be gathered externally. Michigan First is not responsible for the content, privacy practices, or availability of sites linked to from our website. We take reasonable precautions to assure that all of the websites we link to from our website respect your right to privacy; however, we cannot guarantee it. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information. Please check sites for certification before submitting confidential information.

From time to time our site requests information via surveys or contests. Participation in these surveys or contests is completely voluntary and you may choose whether or not to participate and therefore disclose requested information. Information requested may include contact information, and demographic information. Contact information will be used to notify winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

We do not knowingly collect personal information from individuals under the age of 13 who use our websites without obtaining consent from a parent or legal guardian.

To learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the Federal Trade Commission’s website.