Member Benefits

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Do I need to be a member to use the high speed coin sorter?

No. You don't have to be a member to use the high speed coin counters. All you need is your ATM or debit card from another financial institution. At the end of your transaction you will receive a receipt which you would be able to exchange for cash at the teller line. A 10% fee of the total amount of money deposited will be assessed.

Do you offer foreign currency?

We offer foreign currency exchange through our partner, Foreign Currency Exchange Services.

Does Michigan First Credit Union offer American Express Travelers Checks?

Yes. We offer a variety of American Express products including travelers cheques with a charge of 1% of the purchased cheques ($100 of travelers cheques cost $1) and travelers cheques for two with a charge of 1.50% of the purchased cheques ($100 of cheques for two cost $1.50).

Does Michigan First offer any third party discounts?

Michigan First offers a variety of member perks. To view them all, please visit our Membership Perks page.

Does Michigan First offer financial planning?

Yes, through Michigan First Wealth Management. Members can schedule a free consultation regarding their financial goals and objectives, set up financial plans and purchase investment vehicles. Contact us for more information.

Does the credit union have gift cards or gift checks?

The credit union does currently have American Express Gift Cards, and gift cheques. Gift Cards are available in amounts of $25, $50 and $100 with a fee of $3.95 per card. Gift cheques are available in amounts of $25, $50 and $100 with a fee of $2.50 per check.

Does the credit union offer a notary service?

All branches have a notary on staff. All documents must be signed in the presence of the notary. Valid and acceptable identification is necessary. We also have available Medallion Signature Guarantee.

Does the high speed coin sorter accept all coins?

Our high speed coin sorter does not accept foreign currency, some U.S. dollars (Eisenhower) or precious/collectable coins.

Is there a Financial Consultant available for members? Is it free?

Michigan First has partnered with Accel, a financial education and counseling program. As a member of Michigan First, you can now enjoy unlimited access to financial counselors without paying anything - it's free. Just call 877.332.2235 or visit

Where can I obtain insurance?

Liberty Mutual Insurance offers a variety of insurance coverage for Life, Auto or Homeowners. Please visit Liberty Mutual.