Credit Card Promo

5.99% Introductory Rate
Get rewarded for your purchases.
Low introductory rate
Earn rewards for your spending

5.99% introductory & balance transfer rate!

Open a new Michigan First Rewards Mastercard® or transfer your existing credit card balances to your Michigan First Rewards Mastercard® and benefit from our limited-time 5.99% APR balance transfer offer!*

New look, same great rewards

We've given our Rewards portal a fresh new update to improve your experience. While the layout might look a little different and open in a new window, everything you know and love is still right where you need it. Once you're logged in, head to Account to see an overview of your transactions, order history, points and more - all in one convenient place. Your Rewards are just as easy to access but now with a refreshed look.

*Qualifying balance transfers must post to your account between September 1, 2026, and November 31, 2026. This 5.99% APR is valid for qualifying balance transfers only for six months from the date of the first qualifying balance transfer. This 5.99% APR applies to balances transferred from a non-Michigan First Credit Union credit card. Any unpaid balance of qualifying balance transfers at the end of the 5.99% APR period will revert to the normal APR on the card account. All balance transfers are subject to credit approval. Account must be in good standing. Terms and conditions subject to change. Some restrictions may apply. Merchandise transactions and cash advances are excluded. Limited time offer.