ATM/Debit Cards

Our ATM and debit cards are awesome. Why? Because they give you 24/7 access to your money with unlimited, surcharge-free transactions* within the country’s largest ATM network. Since Michigan First is part of a CO-OP network, you get free access to over 30,000 ATMs nationwide and over 1,600 in Michigan.


  • Two free monthly transactions at non-CO-OP ATMs
  • Leave the cash at home – you can buy just about anything with our MasterCard® debit card and have the funds pull directly from your checking account
  • Transfer funds, deposit money, withdraw money, make loan payments or get your balance at our ATMs
  • Choose from a gallery of designs for your card



*If you perform your transactions at a non-Michigan First ATM, you may be charged a fee.