Receive financial relief from monthly loan payments.

Free up money for other needs.

Skip up to two loan payments per year
Use your money for other necessary expenses
Apply using our simple process

Enjoy financial flexibility

There are times when you could use a break from your monthly loan payments to pay for other necessary expenses in life. Our Skip-A-Pay program could provide the relief you need. For a small fee, you can skip your Michigan First consumer loan payment twice per year and use that money in other ways. It's a solid option when unexpected expenses arise or when you need extra money for other expenses.

  • You must be current on loan payments to qualify
  • Skip two payments per year
  • A $40 or $60 fee applies, depending on the loan type; you also have the option to use your MoneyPerks® Points to cover the fee
  • Not available for mortgages, credit card payments or student loans
  • You can request to Skip-A-Pay through online banking

Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.